Sr. Product Owner - Loan Origination System

Who are we?

Amar Bank is one of the most technologically advanced digital banks in Indonesia. Our leading digital lending product, Tunaiku, has the distinction of being the first FinTech product in Indonesia. We are also the first digital bank on the cloud. As the first profitable digital bank, we managed to get listed on the Indonesian Stock Exchange.

How did we manage to do that?

We are changing people’s perception of a bank. We believe we are the innovators who combine customer focus principles with creating technology-based impact. We incorporate freedom and flexibility as part of our startup working culture DNA to encourage innovation in creating better financial solutions for the banking industry. We think of ourselves as a technology company with a banking license. For this reason, we act like a FinTech and think like a Bank.

How did it all start?

Founded on March 15, 1991, in Surabaya as PT Anglomas International Bank (Amin Bank), the bank was acquired by Tolaram Group and transformed to PT Bank Amar Indonesia (Amar Bank) in 2014. It has since undergone significant digital transformation to become one of the country's forerunning fintech institutions through its award-winning digital lending platform, Tunaiku.

Our philosophy, mission, and vision

Technology must impact lives and improve lives. We exist to provide banking to those who need and not only to those who want. Services provided to those who need at the time of their need bring smiles. Our vision is to bring 200 million smiles.

More about the bank with startup culture environment

Consisting of 1000+ people, you will meet individuals who love to grow, dream big, and have fun at the workplace! We provide a great working environment that pushes people to grow outside their comfort zone. People with high drive and ambition find us a very attractive place to work, as their career growth matches their own drive and not any staid policies. Thus, we hold the honor of being awarded “Best Place to Work in Indonesia.” Recently, Amar Bank was awarded as an Inspirational Brand from APEA (Asia Pacific Enterprise Awards) 2022. Our innovation won't stop here. If you would love to be a part of it, have a growth mindset, and are constantly hungry for challenges, we invite you to join us in our journey to ‘Impact Lives’.

Join us today and create #unlimitedinnovations!

The Product Owner will handle direct squad and development rituals. Expected to plug & play, manage the loan management system platform with internal squad & external partners.

The Squad Responsibility will be to analyze and deliver business initiatives to support the growth of Tunaiku and Amar Bank. Be proactive in spotting problems and delivering lean solutions to solve them. Never afraid to ask WHY before executing. Mentorship will be provided by the best in the industry to help you get started.

Responsibilities:

1. Alignment to company’s vision, objective & key result.
2. Work side by side on Product Strategy & Prioritization with Risk & Business Owner & Customer Platform Product Owner.
3. Have a vision of the platform development and execute on it.
4. Product Cost Management (Buy or Make Decision, Cost Inform).
5. Manage internal & external IT development team to ensure product delivery according to plan.
6. Monitor, analyze, and report on key system reliability metrics.
7. Develop, own and execute based on prioritized business needs.
8. Generate and translate product ideas into detailed requirements.
9. Communicate with third parties to deliver a smooth integration process.
10. Work with an international development team based in the EU.

Requirements:

1. Min 4 years of experience as PO/Product manager.
2. Excellent English oral and written communication skills with great listening ability.
3. Experience managing operation/internal/core digital banking/fintech/e-commerce systems.
4. Great understanding of Agile methodologies.
5. Comfortable working in a complex and fast-paced environment.
6. Able to deeply understand data and make decisions based on that.
7. Proven track record of delivering data-driven solutions with a customer-first mindset.

Bonus points if:

1. Experience with loan management services.
2. Knowledge of Fraud Prevention and credit scoring.
3. Familiarity with the Indonesian Banking & Fintech Market.