Product Manager

Our client is a leading player in consultancy and financial technology, uniquely positioned to serve the Asia-Pacific region with a focus on distressed assets. Leveraging state-of-the-art technology and a robust platform, our client provides specialized services in loan consolidation and refinancing, tailored to meet the distinct needs of both consumers and businesses. By drawing on strong partnerships and deep industry expertise, they are committed to reducing the distressed asset market, fostering recovery, and driving growth. With a client-centric approach, they offer personalized solutions to address specific financial challenges and goals. Currently operating in stealth mode, our client plans to emerge from this phase post-2024, making this an exciting time to join their innovative journey.

Requirements:

• Bachelors degree in Business, Finance, Computer Science, or a related field. A Masters degree is a plus.
• Fluent in English and business-level proficiency, speak Hindi (preferable)
• 5-6 years of experience in product management within the financial services industry, specifically in the consumer lending business with NBFC, P2P, and Multi-Finance companies.
• Proven track record of managing and leading internal teams and external partners/vendors.
• Strong understanding of loan origination, loan management, credit underwriting, KYC, direct-debit, auto-debit, regulatory reporting, taxation, and reconciliation processes for the consumer lending industry.
• Experience with Agile development methodologies and tools (e.g., Jira, Confluence).
• Excellent strategic thinking, analytical, and problem-solving skills.
• Strong communication and interpersonal skills, with the ability to collaborate effectively with cross-functional teams and senior stakeholders.
• Ability to operate in organized chaos and a VUCA (Volatile - Uncertain - Complex - Ambiguous) environment.
• A strong personality who likes to build things from scratch prioritizes learning, and wants to grow sustainably (not hyper-growth) by assuming significant responsibility.
• Familiarity with regulatory requirements and compliance in the financial services industry is essential.

What Will You Do?:

• Product Development Leadership: Build and lead the end-to-end product development process for Loan Origination Software, Loan Management Software, Credit Underwriting Engine, Reporting, Taxation, and Accounting backend, ensuring alignment with market needs and regulatory requirements.
• Strategic Planning: Develop and execute product strategies and roadmaps that align with the company's business goals and objectives.
• Team Management: Manage and mentor teams of product analysts, designers, developers, and notably external vendors and partners (starting with), to ensure cohesive and efficient product development.
• Stakeholder Collaboration: Work closely with key stakeholders, including loan origination partners, business, management, and credit teams, to ensure successful product launches and ongoing improvements.
• Market and Competitive Analysis: Conduct in-depth market research and competitive analysis to identify trends, customer needs, product innovation and differentiation opportunities.
• Requirements Definition: Collaborate with external vendors, engineers, and stakeholders to gather, define, and prioritize detailed product requirements and specifications.
• Product Backlog Management: Oversee the product backlog, ensuring the development team focuses on high-value features and enhancements.
• Quality Assurance: Before release, ensure that all product features and updates are thoroughly tested and meet the highest quality standards.
• Customer Engagement: Engage with customers to gather feedback, understand their needs, and ensure that the product delivers value and solves problems effectively.
• Training and Support: Provide training and support to internal teams and customers to ensure high levels of product adoption and satisfaction.
• Documentation and Reporting: Maintain comprehensive product documentation, including user guides, technical specifications, and release notes. Prepare regular reports on product performance and progress.