Underwriter, Structured Portfolio Finance

At AIG, we are reimagining the way we help customers to manage risk. Join us to play your part in that transformation. It’s an opportunity to grow your skills and experience as a valued member of the team. We have an exciting opportunity for an Underwriter to join our Structured Portfolio Finance team focused on growing a profitable portfolio of non-payment credit risks.

Make your mark in Underwriting

AIG underwriting teams help to find insurance solutions in areas including Financial Lines, Property, Casualty, Specialty Lines, Cyber and Multinational Clients. We are reimagining how we help customers to manage risk, transforming our operating model, and reshaping our role responsibilities and career pathways. The goal is to unlock the full potential in each colleague – empowering our people to grow as insurance professionals and add more value to our customers and AIG.

How you will create an impact

Our extensive and specialised trade finance team helps protect Financial Institutions and Corporates against the risk of non-payment or insolvency of the obligor(s) in trade finance transactions. Our deep understanding of the industry, environment and operations and a truly global reach enables AIG to support clients mitigate credit risk and manage capital more efficiently.

Responsibilities:

• Developing strong relationships with brokers and clients to grow the Underwriter’s portfolio of structured trade and non-trade related credit opportunities
• Underwriting new and renewal insurance submissions and negotiating policy terms and conditions
• Analysing domestic and international corporate credits, evaluating financial information, deal modelling and rater analysis and recommending or approving appropriate credit limits
• Participating in drafting credit memorandum for new and existing business approval
• Professionally maintaining and properly servicing an existing portfolio of credit insurance business
• Marketing, selling and presenting to brokers and insureds to increase submission flow
• Engaging in various underwriting and marketing projects to improve overall company results
• Training, mentoring, providing technical direction to fellow Underwriters to contribute to group revenue targets and meeting internal operations/audit directives for the division
• Meeting operating and audit guidelines and goals of senior management
• Participating in and completing special projects as required by the profit centre
• Regular collaboration with AIG distribution colleagues in identifying and closing non-payment insurance credit opportunities
• Some travel required

What you’ll need to succeed:

• Qualified candidates should have a background in credit or financial analysis and strong commercial development skills.
• Up to 5 years of experience in an underwriting capacity is preferred.
• Experience in trade credit, finance, or banking preferred
• High proficiency in Microsoft Office (Excel, Outlook, PowerPoint), Cap IQ, Salesforce, Factiva
• Strong commercial development skills
• Excellent organizational and communication skills
• Bachelor's degree in business or finance preferred
• Second language proficiency valued

At AIG, we value in-person collaboration as a vital part of our culture, which is why we ask our team members to be primarily in the office. This approach helps us work together effectively and create a supportive, connected environment for our team and clients alike.

Enjoy benefits that take care of what matters:

At AIG, our people are our greatest asset. We know how important it is to protect and invest in what’s most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security—as well as your professional development—to bring peace of mind to you and your family.

Reimagining insurance to make a bigger difference to the world:

American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world’s most far-reaching property casualty networks. It is an exciting time to join us — across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become.

Welcome to a culture of belonging:

We’re committed to creating a culture that truly respects and celebrates each other’s talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through inclusion learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The talent of our people is one of AIG’s greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations.

AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories.

AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation, please send an email to candidatecare@aig.com.

Functional Area:

UW - Underwriting AIG Europe S.A. (U.K. Branch) & American International Group UK Ltd