Treasury Analyst

Responsibilities

• Monitor and forecast the Bank has enough cash reserves and financial assets to meet changing economic conditions and future liabilities.
• Monitor Bank's FX, Trading, Liquidity, IRR, funding gaps and Investment Books in accordance with the Bank's overall exposure limits in line with the Bank's Trading Book Policy, Trading Mandates, Large Exposure Policy, Country Risk Policy, Market Risk Policy, ALM Policy, Interest Risk Policy and Liquidity Policy within the assigned individual trading limits.
• Follow qualitative and quantitative frameworks for liquidity, interest rate risk, foreign exchange, counterparty management and capital.
• Good knowledge of the Financial markets and be able to execute FX, Rates, Credits and MM deals.
• Advise the Treasury team, and monitor the expected closing balances and all Nostro accounts daily.
• Calculate daily Cashflow and advise the Treasury team.
• Prepare ALCO pack, produce research reports based on macroeconomic data, and prepare credit proposals etc.
• Assist the Treasury team in setting up and monitoring Treasury rates, reconciling the Bank's positions, and data feeding on Bloomberg or other appropriate systems for Regulatory Reporting.
• Provide cover for all members of the Treasury functions. Any additional activities are deemed necessary to facilitate the completion of the Department objectives.
• Build effective cash forecasting and liquidity pool methodologies.
• Balance hedging and supporting processes and risk applications under regulatory accounting and economic incentives.
• Implement the processes and analytical framework required to support daily funding, foreign exchange management, capital management and interest rate risk management.
• Deliver counterparty risk framework that includes measurement, controls, systems, policies and procedures.
• Design and deliver optimal capital management processes that structure funding and investment to optimise capital placement.
• Ensure the revenue & liquidity targets of the banks are met.
• Manage all aspects of Treasury function including cash flows, liquidity & capital management.
• Work with Head of Treasury in enhancing counterparty relationship & limits.
• Provide, when required, a high level of professional service to all clients (internal and external).
• Undertake all tasks accurately and within procedures and guidelines set out by the Department, the Bank and or the Regulatory Authority.
• Maintain a personable and professional attitude when talking to all customers of Treasury (whether internal or external to the bank).
• Attention to detail with proactive and critical thinking is required to provide cover for all members of the Treasury functions. Any additional activities are deemed necessary to facilitate the completion of the Department's objectives.

Education/Skills/Experience

• 3-4 years experience in a banking environment, preferably a small bank.
• ACT/ Qualified Accountant, IMC, Degree in Economics, Finance, Accountancy, Business Studies, CFA Candidate desirable.
• Previous experience in a client facing role.
• Excellent command of English both written and oral communication.
• Experience of working both independently and in a team oriented, collaborative environment.
• Ability to liaise with various areas of the Bank such as credit, Wholesale Banking, operations and compliance.
• Excellent presentation and listening skills.
• Attention to details with proactive and critical thinking. Identify and manage risk appropriately and use risk management techniques for the best interests of an organisation and its stakeholders.
• Monitor and apply relevant legislation, policies and procedures.
• Think proactively about the future, applying professional judgement and commercial intelligence and seek specialist input when needed.
• Decision-making capability and problem solving.
• Analytical thinking.
• Consistent drive to succeed.
• Working knowledge of Microsoft productions, in particular MS Excel (advanced level) and MS Access.
• A good understanding of banking systems and processes Misys Equation, Bloomberg, Reuters.
• Datastore.

Conduct rules for all staff

• Act with integrity, respect and trustworthiness.
• Act with the due skill, care and diligence.
• Be open and cooperative with the Bank, the FCA, the PRA and other regulators.
• Pay due regard to the interests of customers and treat them fairly.
• Observe proper standards of market conduct and business conduct.
• Ensure you are trained and comply with the Bank's Policy and Procedures regarding Money Laundering detection and reporting, and that any weaknesses identified in AML Procedures and Compliance is promptly addressed.
• Ensure you are trained and comply with the Bank’s Policy and Procedures regarding Consumer Duty and also Treating Customers Fairly, and ensure good customer outcomes.