Trainee Mortgage Underwriter

Trainee Mortgage Underwriter

Location: Woking

Salary: £26-32,000 + benefits

Office Based

Are you looking to start your career in Mortgage Underwriting? If so, we have got an excellent role for you. We are currently working alongside a Financial Services client who is seeking a candidate to join their Underwriting Team. We are looking for candidates who have an interest in Mortgages or Financial Services, with excellent attention to detail and the ability to build rapport with clients over the phone.

Responsibilities

1. Ensure that all lending files are reviewed throughout the underwriting process in accordance with the company’s policies and procedures and TCF principles.
2. Ensure the accuracy of customer and loan related data that is captured within the underwriting forms, documents, and internal systems.
3. Establish and maintain effective working relationships with key 3rd party business partners, including all intermediary partners, solicitors, and valuation panel managers.
4. Achieve satisfactory performance levels in all KPIs to maintain/achieve underwriting mandate.
5. Undertake relevant regulatory training to complete all three levels of CEMAP programme.
6. Provide suitable Mortgage advice, where possible, on applications received directly from customers.

Experience and Skills

1. Strong team player who is committed, conscientious, and hard-working.
2. Strong attention to detail.
3. Can-do attitude, flexible, and solutions-oriented.
4. Confident and clear communicator.
5. Open, honest, reliable, and with integrity.

Benefits

1. Casual dress
2. Company pension
3. Cycle to work scheme
4. On-site parking
5. Private medical insurance
6. Referral programme