Enable job alerts via email!

Senior Underwriter

Arkle Finance

Wellingborough

Hybrid

GBP 40,000 - 80,000

Full time

30+ days ago

Boost your interview chances

Create a job specific, tailored resume for higher success rate.

An established family-owned business is seeking a Senior Underwriter to join their team in Wellingborough. This role offers a unique opportunity to enhance the Underwriting function within a stable and secure environment. You will be responsible for reviewing complex proposals, assessing creditworthiness, and participating in the Board approval process for high-value deals. The company values a balanced approach to risk and offers a hybrid working model, allowing flexibility for those beyond commuting distance. With a strong emphasis on employee benefits, including generous leave and private medical insurance, this is a fantastic opportunity for experienced professionals in the asset finance industry.

25 days of annual leave

Private medical insurance

Pension scheme

Onsite subsidised restaurant

Free onsite parking

Discounts through Reward Gateway

Significant underwriting experience with a mandate for high-value deals.
Ability to perform detailed financial analysis and negotiate transaction structures.

Review and decide on larger value and complex proposals.
Assess creditworthiness and determine risk for individuals and companies.

Underwriting experience in Asset Finance

Financial analysis

Negotiation skills

Knowledge of Consumer Credit Act

Understanding of finance products

Recognised Credit Risk Management qualification

This job is brought to you by Jobs/Redefined, the UK's leading over-50s age inclusive jobs board.

SENIOR UNDERWRITER

WELLINGBOROUGH (HYBRID)

Join our well-established, family-owned business, supported by a Group with over 250 years of history. We are enhancing our Underwriting function to support steady and continued growth, offering a level of stability and security that is rare in the asset finance industry.

Benefits

Enjoy 25 days of annual leave (plus bank holidays), private medical insurance, pension scheme, an onsite subsidised restaurant, free onsite parking and a range of discounts and benefits through our Reward Gateway platform.

Working hours

Our standard work hours are 9am to 5pm Monday to Friday. The Underwriting team is based in our Wellingborough head office typically works onsite three days per week. For those living beyond a commutable distance, we are open to discussing more flexible arrangements based on experience and ability.

Your role

Review and decision larger value and / or more complex proposals.
Assess and analyse the creditworthiness of individuals, serviceability of companies, asset evaluation and securities assessment to determine the risk.
Liaise with introducers to clarify proposal information and issue acceptances, declines, or requests for further information.
Write recommendation papers for Committee and Board review.
Participate in the Board and Committee approval process for high-value deals.

What you bring

Significant underwriting experience in Asset Finance with a mandate for high-value deals.
Experience writing board and committee papers, and familiarity with the Board approval process.
Good understanding of Consumer Credit Act and FCA Handbook.
Capability to perform detailed financial analysis.
A balanced view of commercial risk versus credit risk, with the ability to negotiate and amend transaction structures.
A good understanding of finance products, documentation, and associated risks.

It would be nice for you to have