Senior Credit Underwriter

East Midlands

Commutable from Buckinghamshire, Northamptonshire, North Hertfordshire, Warwickshire, Leicestershire, Cambridgeshire, and Oxfordshire

Job Overview

Are you an experienced Credit Underwriter looking for a new challenge? Our client's hybrid broker-lender business is seeking a dedicated and driven individual to join their fast-growing Credit function.

Responsibilities

1. Review and/or underwrite larger finance requirements and deals within the delegated authority framework.
2. Help shape credit policies and oversee deal structuring, approval processes, and credit administration.
3. Champion a can-do, commercial culture, ensuring that risks are controlled while providing outstanding customer service.
4. Collaborate with all other functions within the business to reduce risk and enhance the viability of propositions.

Qualifications

To be successful in this role, you will need to be self-motivated, commercially focused, and driven to succeed. You will possess:

1. Significant underwriting experience, ideally within either the SME asset finance or commercial loans markets.
2. An excellent understanding of SME and corporate customer cashflows.
3. Comprehensive knowledge of company financial statements.
4. At least five years underwriting experience within either the SME asset finance market covering both hard and soft assets or the SME commercial loans market including shorter term loans.
5. A thorough understanding of the credit process with a strong knowledge of leasing.

Benefits

In addition to a competitive salary, they offer excellent benefits, including a company pension scheme and private healthcare. There will also be opportunities for professional development, allowing you to progress into senior and leadership roles within the expanding business.

If you are ready to take on this exciting and challenging new role, we would love to hear from you. Email your CV, quoting reference LX 1655664.