Senior Credit Risk Analyst (Lead) - Consumer Lending

This rapidly expanding financial services company is seeking a Senior Credit Risk Analyst to join their Consumer Lending function. Working with the Commercial Director, you will develop credit risk analytics/scorecard modelling solutions to enhance Credit Scoring & Lending decisioning to optimise and grow their loan portfolio.

Client Details

Rapidly expanding financial services company.

Description

As a Senior Credit Risk Analyst, you will be responsible for developing credit risk analytics and scorecard modelling solutions.

Key Responsibilities:

1. Developing and implementing advanced statistical/scorecard models to predict credit risk, optimise credit scoring, and enhance decision-making/underwriting processes.
2. Develop and maintain predictive models to assess credit risk and forecast customer behaviour.
3. Analyse large datasets to identify trends, patterns, and insights that inform business decisions.
4. Perform data cleaning to ensure high-quality data for analysis.
5. Conduct A/B testing and other experiments to evaluate the impact of credit strategies and policies.
6. Develop credit risk models, such as probability of default (PD) using various modelling techniques.
7. Working independently and presenting findings and recommendations to stakeholders in a clear and concise manner.

Key Skills / Experience:

1. Experience in the Financial Services Industry (Essential)
2. Experience working with large data sets (Essential)
3. Proficiency in Python, R, SQL or other programming languages (Essential)
4. Proficiency in Excel (Essential)
5. Strong presentation skills, including the ability to translate complex data into understandable insight (Essential)
6. A great attention to detail and be process-oriented to review, suggest and implement improvements where appropriate (Essential)
7. Able to work in a fast-paced, changing environment (Essential)
8. Degree in relevant subject (Data Science, Statistics, Computer Science, Economics or similar degree) (Preferable)
9. Experience using Salesforce and data visualisation tools (Preferable)

Job Offer

Opportunity to develop and enhance credit risk modelling & analytics strategy.

Opportunity to join a rapidly expanding financial services company.