Senior Buy-to-Let Underwriter

Jems Recruitment Ltd; London; Hybrid; GBP 40,000 - 70,000; Full time

Job description

• Hybrid role 3 days in the office and 2 days working remotely
• Full range of benefits including bonus, contributory pension, private healthcare, life insurance, generous annual leave, season ticket loan and more
• Mortgage underwriting role ideally with some buy-to-let experience
• Excellent stability, as well as career growth

Working within a well-established and expanding team environment, you will be underwriting and approving a pipeline of Buy to Let cases from application to completion.

Duties include:

• Underwriting a higher risk profile of mortgage applications
• Managing new applications, incoming post and pre-submission referrals within set service standards
• Proactively managing an assigned pipeline of applications from receipt to completion
• Liaising with a pre-approved panel of Introducers to provide quick, accurate and reliable underwriting decisions
• Providing input to and approval of Credit decisions within own delegated mandate
• Acting as a referral point for other mortgage underwriters within team, and complete coaching and training activities where required
• Adhering to internal policy and regulatory requirements FCA, PRA, AML, Prevention of Financial Crime, Data Protection
• Make lending decisions in line with Credit Risk Policy and mandate level

We are looking for candidates who have:

• 5 years+ underwriting experience or credit exposure within Buy-to-Let
• Experience working within a regulated environment
• Currently holds a more senior mandate level
• Previous relationship management of introducers or external customers

If you have experience of working within Buy to Let mortgages and are looking for the next step in your career, call us or apply today.

There is excellent progression available across the company, with the ability to develop within the team and gain higher mandate levels. In addition to this, you will be joining a team orientated culture which is extremely supportive, progressive and stable.