Risk & Compliance Manager, UK

Not your everyday company

Lemonade completely reinvented how insurance works. As a customer-centric tech company, we created an insurance experience that is smart, instant, and delightful.

At Lemonade, you'll be working with a group of like-minded makers, who get a kick out of moving fast and delivering great products. We surround ourselves with some of the smartest, most motivated, creative people who are filled with positive energy and good karma.

Unlike most publicly traded companies, we're nimble and efficient. We take pride in the fact that we still think and operate like a startup. We don't care much about titles and hierarchy and instead focus on innovation, bold moves, and challenging the status quo.

We're built as a lean, data-driven organization that relies on a common understanding of objectives and goals to provide teams with autonomy and ownership. We don't like spending our days in meetings and we skip committees altogether. At Lemonade, there's no such thing as going over someone's head. We have zero tolerance for bureaucracy, office politics, and lean-back personalities.

As a Public Benefit Corporation and a certified B-Corp, we deliver environmental and social impact using our products and tech. Through our Giveback program, we partner with organizations such as the ACLU, New Story, The Humane Society, Malala Fund, American Red Cross, 360.org, charity: water, and dozens of others, and have donated millions towards reforestation, education, animal rights, LGBTQ+ causes, access to water, and more.

Awarded 'best workplace'

Best Workplace and Best-Led Company by Inc. Magazine

"World Changing" by Fast Company

Recognized as a World Changing Idea by Fast Company Magazine

Ranked #1 Home insurance in America

Won best renters and homeowners insurance in America by US News, and others

Best Pet Insurance in America

Rated "Best Overall Pet Insurance" by Better Homes & Gardens

Rated 4.9 on the App Store

Among the highest rated apps of all time

What you're applying for

We're seeking a highly motivated and detail-oriented Risk and Compliance Specialist with a strong background in regulatory compliance and risk management to join our UK office. In this role, you will support the EU Compliance and Risk management function holder by managing UK compliance and risk operations. Your responsibilities will include overseeing reporting, ensuring regulatory compliance, maintaining the risk and control framework, and supporting the compliance oversight function.

In this role you'll

• Work closely with UK Branch Management and senior managers across the Lemonade Group
• Design and implement UK policies, processes, and procedures
• Maintain the UK Risk Management and Internal Control Framework
• Support Lemonade's Compliance and Risk management function holder through monitoring, assessing, and reporting on Compliance and Risk
• Support Regulatory Compliance through management of UK regulatory expectations, reporting and monitoring legislative changes
• Take part in the planning, execution, and follow-up of company board meetings and UK Branch management committee, contributing to how we shape, build, and scale our UK and European operations
• Advise and support Acquisition, Actuarial, Underwriting, Pricing and Insurance product teams on relevant and applicable UK regulations

What you'll need

• Degree in European/ UK law or similar
• Past experience in a similar role within a Solvency II (Solvency UK)-regulated entity-preferably in the insurance sector
• 7 years of experience working in relevant areas such as risk and compliance, corporate governance, and UK regulations (i.e. GIPP, consumer rights, fair value, PROD4, AI, and privacy)
• Experience working in a similar role within a regulated entity (preferably in the insurance sector) and with the PRA and FCA regulators
• Comfortable working with senior management and board members
• General experience with regulatory reporting, preparing presentations, and executive-level analysis and reviews
• Adept at independently managing projects
• A keen eye for detail, along with strong organizational, planning, and problem-solving skills
• Excellent written and verbal communication skills in English
• Ability to work in an office environment
• Enthusiasm about learning and adapting to the exciting world of AI - a commitment to exploring this field is a fundamental part of our culture

Things to know...

Lemonade is an equal opportunity employer committed to diversity and inclusivity. We never discriminate on the basis of race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or other legally protected status. If you require reasonable accommodations due to religious beliefs, pregnancy, or disabilities, let us know at any time.