Payment Compliance Lead

A leading company is looking for a Payment Compliance Lead to drive compliance initiatives, reduce fraud risks, and optimize payment performance. In this role, the individual will collaborate with cross-functional teams to ensure secure and efficient payment processes, supporting the company's continued growth and scalability.

Key Responsibilities

1. Compliance & Risk Management
   ● Ensure adherence to Visa, MasterCard, AMEX and other global regulations.
   ● Develop scalable policies and monitoring frameworks to reduce risk.
   ● Conduct audits, risk assessments, and compliance checks to identify areas for improvement.
2. Fraud Prevention & Risk Reduction
   ● Manage fraud prevention rules, balancing risk reduction with revenue growth.
   ● Work with data science teams to optimize AI-driven fraud detection models.
   ● Monitor and report transaction patterns to detect unusual behaviours and potential fraud.
3. Product & Technology for Risk Mitigation
   ● Own the Risk Mitigation Roadmap, ensuring compliance and fraud prevention align with business needs.
   ● Identify gaps in fraud tools and propose enhancements like real-time monitoring dashboards and automated chargeback solutions.
4. Payments Strategy & Partnerships
   ● Work with finance, product, and engineering teams to support growth and expansion.
   ● Respond to third-party compliance audits and payment provider inquiries.
   ● Improve authorisation rates and reduce failed payments through strategic planning.

Experience Required

1. Strong experience in payment compliance, risk management, or fraud prevention.
2. Strong knowledge of card scheme regulations and global compliance frameworks.
3. Strong communication and project management skills.
4. Experience with fraud prevention tools, chargeback management, and risk analytics.
5. Analytical mindset with experience in data-driven decision-making.
6. Experience working with payment gateways, acquirers, and payment orchestration platforms.