Mortgage Underwriter

Kennedy Pearce are partnering with a London based Private Bank, who offer Hybrid working, in recruiting a first and second charge Mortgage Underwriter.

JOB FUNCTION

To package, underwrite and approve new mortgage applications for a variety of first and second charge lending products.

KEY RESPONSIBILITIES

1. Underwrite both residential and buy to let mortgage applications.
2. Make lending decisions in line with Credit Risk Policy and individual mandate level.
3. See beyond the individual components of an application, and consider the broader customer outcome and need.
4. Manage new applications, incoming post and pre-submission referrals within set service standards.
5. Proactively manage an assigned pipeline of applications from receipt to completion.
6. Liaise with a pre-approved panel of Introducers to provide quick, accurate and reliable underwriting decisions.
7. Adhere to internal underwriting policy and regulatory requirements - FCA, PRA, Money Laundering, Prevention of Financial Crime, Data Protection etc.

Essential Experience Required

1. Previous Mortgage underwriting, credit or lending exposure.
2. Working within a regulated environment.
3. Managing and prioritising own workload.
4. Liaising with Introducers and/or external customers.
5. Currently holds a lending mandate - Desirable.

£28000 - £30000 per annum + Enhanced Pension & Holiday Allowance.