Mortgage Underwriter

Stellar Select Limited; Greater London, Watford; On-site; GBP 30,000 - 50,000

Job description

Job Title: Mortgage Underwriter

Location: Watford

Salary: Competitive and based on experience

Hours: Monday to Friday 9 am to 5:30 pm

Benefits:

• Contributory Pension scheme
• Private Medical Healthcare
• Life Assurance
• Dental Plan
• Free eye tests
• Annual leave purchase scheme
• Social events
• Refreshments
• 25 days annual leave with bank and public holidays on top
• Perk box
• Superb development opportunities

About our Client:

Our esteemed client is a distinguished specialist lender, renowned as one of Europe's most rapidly advancing leaders in property finance and specialised lending. With a results-driven mindset, they consistently strive to exceed expectations and deliver outcomes that go above and beyond with the customer always in mind.

Demonstrating their commitment to fostering a vibrant work environment, they have made substantial investments in their office space, ensuring it serves as an optimal setting for their dedicated staff to not only work but also thrive.

This forward-thinking company has expanded its Learning and Development function, showing their dedication to enhancing the skill sets of their valued team members.

About the Mortgage Underwriter:

This job opportunity is ideal for an underwriter with prior experience in a brokerage or packaging setting, eager to refine their skills within a mortgage lending environment. You will be required to take ownership of allocated cases from inception through to completion.

Responsibilities of the Mortgage Underwriter:

• Enter and update borrower data on the lending platform.
• Ensure all aspects of the loans are recorded accurately on the CRM and meet underwriting guidelines.
• Assess the mortgage application to ensure all aspects of our underwriting criteria are met.
• Provide concise and accurate updates to brokers.
• Proactively chase brokers for outstanding requirements.
• Ensure all underwriting is in line with Company policy and within regulation.
• Ensure that all cases are Underwritten within the group's Risk appetite.
• Build good relationships with 3rd party suppliers including brokers and solicitors to assist in the smooth flow of business.
• Maintain a pipeline of cases, overseeing cases from inception through to completion.
• Maintain broker relationships that are integral to the growth.

Experience required for Mortgage Underwriter:

• Experience gained in residential or second-charge mortgage packaging or underwriting.
• Able to work in a fast-paced environment.
• Be results-driven.
• Have good problem-solving skills.

For more information regarding the role of Mortgage Underwriter please contact us.

Stellar Select is acting as an employment agency and is a corporate member of the REC

SS5426