KYC Analyst (Mandarin-Speaking, Payments/Merchant Acquiring)

Job Title: KYC Analyst (Mandarin-Speaking, Payments/Merchant Acquiring)
Location: London, UK (Hybrid – 3 days in-office)

About the Role:
Our client, a global leader in the payments and merchant acquiring industry, is seeking a skilled KYC Analyst to join their London team. This is an exciting opportunity to play a pivotal role in ensuring regulatory compliance and supporting the company’s growth in international markets.

The ideal candidate will have a strong background in KYC, AML, and due diligence, with direct experience in payments or merchant acquiring. Fluency in Mandarin (written and spoken) is essential, as this role involves working with Chinese-speaking stakeholders and reviewing documentation in Mandarin.

Key Responsibilities:

1. Conduct comprehensive KYC checks for new and existing merchant clients, ensuring compliance with UK and international regulatory standards.
2. Review and verify client documentation, including those in Mandarin, such as business registration, ownership structures, and financial records.
3. Perform enhanced due diligence (EDD) on high-risk clients and escalate complex cases as necessary.
4. Monitor merchant activities for compliance risks, ensuring adherence to AML and CFT (Counter Financing of Terrorism) frameworks, and escalate any suspicious activities appropriately.
5. Act as a liaison with Mandarin-speaking clients and stakeholders to facilitate smooth onboarding and compliance processes.
6. Stay up to date on global regulatory requirements, particularly within the payments/merchant acquiring space, including AML and FCA regulations.
7. Collaborate with compliance, risk, and operations teams to streamline processes and support business objectives.

Key Skills and Experience Required:

1. Language Skills: Fluency in Mandarin (reading, writing, and speaking) is essential.
2. Industry Experience: 2-3 years in a KYC-focused role, preferably within payments or merchant acquiring.
3. Regulatory Knowledge: Strong understanding of UK and international AML/KYC requirements, with experience in EDD for high-risk clients.
4. Communication: Excellent written and verbal communication skills, with the ability to build relationships across diverse teams and cultures.
5. Analytical Mindset: Sharp attention to detail and strong risk assessment skills.
6. Tech Proficiency: Competent in KYC/AML systems and tools, as well as Microsoft Office (Excel, Word).
7. Compliance Awareness: Familiarity with relevant regulations such as PSD2 and FCA guidelines within the payments industry.

What’s on Offer:

1. Competitive salary and benefits package.
2. Hybrid working model – 3 days in the London office, 2 days remote.
3. An opportunity to work with a globally recognized organization in a highly collaborative and inclusive environment.
4. Career progression and development in a fast-paced, international business.

Next Steps:
If you are a detail-oriented KYC professional fluent in Mandarin and passionate about compliance within the payments sector, we’d love to hear from you! This is an excellent opportunity to join a thriving business and make a significant impact.