Fluent Mandarin Credit Analyst - Corporate & FI

Barbara Houghton Associates; London; On-site; GBP 40,000 - 80,000; Full time

Job description

It is essential that all candidates applying have a minimum 3 years proven UK work experience. Sponsorship will not be available for this position, therefore 3+ years on visa eligibility to work in UK is essential.

Our client is looking for a Fluent Mandarin Credit Analyst Corporate & FI to join their team on a permanent basis. The role is 5 days a week in the office.

Role:

To support the Deputy Head of Risk to manage credit risks while assisting in the process of putting profitable business on the books.

Key Responsibilities (but not limited to):

• To provide high quality and independent credit risk assessments and recommendations for corporate, financial institution and sovereign counterparties, issuers and clients.
• To provide comprehensive and accurate credit analysis of country risks where needed.
• To provide technical support, advice and assistance to all Business Areas on credit related matters.
• To provide advice in respect of the structuring of prospective transactions and guidance in respect of the completion of credit proposals to ensure all risks are identified in an efficient manner.
• To maintain a keen interest and awareness of market trends in international business including key trends and events in the UK and international credit markets.
• To assist with arranging of local Credit Committee meetings and approvals and the presentation of credit proposals.
• To assist in establishing and maintaining credit risk management controls, systems and procedures that meet the requirements of the Client and external auditors.
• To monitor adherence to approved credit limits and to ensure that the Deputy Head of Risk is informed of all material excesses on the same working day as identified.
• To ensure that all credit risks are properly monitored and controlled and to ensure that the credit limits are all formally reviewed as per internal policies.
• To minimise the time taken between problem recognition and cash recovery.
• To liaise with relevant departments regarding credit risk issues and to assist reporting.
• To assist with the review and development of credit risk policies and procedures.
• Reporting and escalating material risk events, including conduct risk events and conflicts of interest, or losses.
• Ensuring transactions arranged are in accordance with the Tax Risk Policy and are documented in accordance with the Legal Policy and any applicable departmental procedures.

Skills, Experience and Qualifications:

• Educated to degree and/or appropriate professional qualification level.
• Strong experience in analysing credit risks of all types.
• Exposure to Project finance or Trade finance preferred.
• Excellent communication skills, both written and oral, in English and Mandarin.
• A sound understanding of a broad range of wholesale lending products.
• A basic understanding of market risks and operational risks would be an advantage.