Senior Technical Claims Handler (Large Loss)
Remote
Overview:
As Senior Technical Claims Handler working within the Large Loss Team, you will pro-actively handle a portfolio of motor claims consisting of mainly high value bodily injury with reserves in excess of £500,000.
Working within a team, you will be a central referral point for technical issues, advising on strategy, tactics, and key developments. You will also assist in targeted reviews to ensure best practices and outcomes.
Responsibilities:
Key Responsibilities:
- Managing claims caseload, in accordance with the Group philosophy, claims handling procedures, and service levels.
- Controlling claim cost by achieving the most economical settlement, through good use of liability and quantum arguments and effective negotiation.
- Maintaining good file discipline and accurate reserves, together with an effective diary system which ensures that cases are reviewed on a regular basis and handled in a timely manner aligned to SLAs & any Court timetable.
- Attendance at Trials and conferences with Counsel where appropriate.
- Adherence to and engagement with Reinsurers and all associated Large Loss procedures.
- Full adherence to authority limits.
- Developing and maintaining effective relationships with colleagues and business partners.
- Adhering to agreed personal authority limits, referring to line manager/Large Loss Team for authorisation where activity exceeds such limits.
- Ensuring compliance with all regulatory requirements (including “treating customers fairly” principles).
- Responding promptly and pro-actively to incoming telephone calls and correspondence by use of telephone, e-mail, and letter.
- Act as a technical referral point within the team and through the business, to ensure technical queries and referrals are managed within SLAs.
- Where applicable, to adhere to Company processes with regard to FCA compliance and Treating Customers Fairly.
- Where applicable, to ensure that GDPR, FCA, TCF, and other regulatory requirements are met.
Key Skills and Knowledge:
- Strong and current working knowledge of personal injury claims with handling experience in serious injury.
- Strong technical knowledge and, where applicable, the application of Discount Rate, Care Claims, and any other heads of claim applying to serious injury claims.
- Good knowledge of medical disciplines required in investigating personal injury claims at all levels of severity.
- Able to demonstrate an understanding and application of claims negotiation, liability decision making, and cost potential.
- Knowledge of current, relevant Case Law.
- Ensuring compliance with all regulatory requirements (including ‘treating customers fairly’).
- Strong customer service and communication skills.
- Ability to manage and prioritise own workloads.
- Good communicator and the ability to coach and support colleagues on technical topics.
- Willingness to develop self and new skills.
- Ability to work with flexibility in a proactive claims environment.
- Good market knowledge.
- Good commercial awareness.