Credit Risk Manager

Social network you want to login/join with:

Credit Risk Manager
Salary £75,000 - £80,000

Our Credit Investment team is looking for someone who has experience in a credit analysis role, ideally with a focus on Infrastructure, structured finance, and private corporate debt, to join their tenacious team. The ideal candidate will have direct experience in analyzing credit risk and presenting recommendations to approvers in both written and verbal formats. Additionally, experience in portfolio monitoring and reporting/asset management is required.

This is a great opportunity for someone with experience in a bank or investment function of an Insurer or Asset Manager, looking for their next career step with the UK’s leading Insurance, Retirement, and Wealth Management Business!

A bit about the job:

This position, within the Chief Investment Office, Credit Investments Team, will focus on portfolio credit risk, the assessment of individual transactions, and overall governance. There will be a particular focus on Infrastructure Finance, Structured Finance & Private Corporate Debt across the UK, Western Europe & USA. Your key areas of responsibility include: helping shape UK Life’s investment risk appetite for new asset classes and geographies, producing detailed credit reports on asset types, sectors, and geographic regions, including forward-looking insight and analysis derived from observed trends, providing initial feedback to deal originators on UK Life’s appetite for specific transactions, and conducting credit risk reviews of new and existing transactions while challenging credit and rating assessments provided by Fund Managers.

Skills and experience we’re looking for:

• A good understanding of credit risk and performing the associated analysis, ideally including knowledge of private assets in at least one of Infrastructure, Structured Finance, and Private Corporate Debt.
• A relevant finance-related degree or post-graduate qualification (e.g., CFA), or relevant experience for the role. An understanding of general financing, accounting principles, and techniques.
• Be a self-starter and demonstrate the ability to work collaboratively across teams and apply conceptual thinking to identify and resolve issues.
• Strong communication skills with experience summarizing complex information and concepts for senior stakeholders and the ability to build and manage relationships.
• Excellent organizational skills with the ability to prioritize and adapt against competing timescales. Ideally, knowledge of regulatory capital requirements and external rating agency methodologies, including their application to sectors and specific transactions.

What you’ll get for this role:

• Starting salary between £75,000 and £80,000 (depending on location, skills, experience, and qualifications).
• Bonus opportunity - 10% of annual salary. Actual amount depends on your performance and Aviva’s.
• Generous pension scheme - Aviva will contribute up to 14%, depending on what you put in.
• 29 days holiday plus bank holidays, and you can choose to buy or sell up to 5 days.
• Make your money go further - Up to 40% discount on Aviva products, and other retailer discounts.
• Up to £1,200 of free Aviva shares per year through our Matching Share Plan and share in the success of Aviva with our Save As You Earn scheme.
• Brilliantly supportive policies including parental and carer’s leave.
• Flexible benefits to suit you, including sustainability options such as cycle to work.
• Make a difference, be part of our Aviva Communities and use your 3 paid volunteering days to help others.
• We take your wellbeing seriously with lots of support and tools.

Aviva is for everyone:

We’re inclusive and welcome everyone – we want applications from all backgrounds and experiences. Excited but not sure you tick every box? Even if you don’t, we would still encourage you to apply. We also consider all forms of flexible working, including part-time and job shares.

We flex locations, hours, and working patterns to suit our customers, business, and you. Most of our people are smart working – spending around 50% of their time in our offices every week - combining the benefits of flexibility, with time together with colleagues.