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Head of Consumer Credit Solutions – 28445

The Emerald Group

Glasgow, London, Gloucester, Bolton, Ipswich

On-site

GBP 40,000 - 80,000

13 days ago

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Job summary

An established industry player is seeking a strategic leader to develop and implement their consumer credit product strategy. In this pivotal role, you will ensure alignment with regulations while identifying market trends and consumer needs. Your expertise will guide the design and launch of innovative credit propositions, enhancing customer experiences and meeting regulatory standards. Join a forward-thinking company that values your insights and contributions, and be part of a commercial transformation that shapes the future of consumer credit. This is a unique opportunity to make a significant impact in a dynamic financial services environment.

Qualifications

  • Experience in consumer credit products and financial services.
  • Ability to oversee regulatory compliance and manage third-party relationships.

Responsibilities

  • Develop and implement commercial strategy for consumer credit products.
  • Identify market trends and design product roadmaps.

Skills

Market Analysis

Consumer Credit Knowledge

Regulatory Compliance

Project Management

Education

Degree in Finance or Business

Job description

Develop and implement the Company's commercial overall strategy for consumer credit products, ensuring alignment with regulations, legislation and broader Company businesses.

  • Category: Credit Control
  • Type: Permanent

Key Duties (Including but not limited to):

  • Identify market trends, emerging risks and consumer needs. Design a clear end-to-end product roadmap including customer facing and back end administrative processes.
  • Act as consumer credit lead for the Company’s commercial transformation programme, which includes migration to a new credit facility with a third party.
  • Oversee design and launch of changes to consumer credit proposition, which meet regulatory standards and customer expectations.
  • Own third party relationships and implement a framework to oversee effectiveness and monitor appropriateness of consumer outcomes.
  • Experience of working in a large international business with group requirements, UK policy and frameworks, and local requirements.
  • Financial Services industry knowledge of how key issues and risks affect credit lending and broking.
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