Credit and Operations Manager

Great opportunity to join a successful marine finance specialist. They are looking for a credit and operations manager to join their team, the role is remote and offers a basic salary of £40/45k DOE. Ideal candidate will have a background in marine, asset, or commercial finance underwriting.

Responsibilities Of Credit and Operations Manager

1. As a Credit and Operations Manager, oversee the processing of credit applications, ensuring accuracy and efficiency.
2. Conduct comprehensive financial reviews to assess creditworthiness and risk.
3. Underwrite credit applications in a timely manner.
4. Oversee and manage the deal pipeline to ensure that credit deals are tracked and progressed effectively through to closure.
5. Serve as the primary contact for brokers and vendors, facilitating smooth interactions and resolving any issues related to credit applications and transactions.
6. Implement and manage risk strategies to mitigate potential financial risks associated with credit operations.
7. Ensure adherence to Financial Conduct Authority (FCA) regulations and manage all reporting and compliance activities.
8. Analyse market trends to develop and refine Key Performance Indicators (KPIs), supporting strategic decision-making and operational improvements.
9. Oversee the management of arrears and collections, implementing effective strategies to improve recovery rates and handle overdue accounts.
10. Lead the recruitment process for the credit and operations team, including interviewing and hiring to build a strong, effective team.
11. Contribute to the formulation and execution of business strategies, offering insights and recommendations to enhance overall business performance.

Knowledge And Experience Required to be Credit and Operations Manager

1. Possess at least 3 years of underwriting experience.
2. Demonstrate the ability to effectively read and assess credit information.
3. Have a strong understanding of lending policies and compliance requirements.
4. Have previous experience in collections, which is essential for the Credit and Operations Manager role.
5. Ability to work collaboratively as part of a team.
6. Exhibit great attention to detail in all aspects.
7. Demonstrate the ability to multitask effectively, a key skill for a Credit and Operations Manager.