Credit Underwriter - Small Ticket

Credit Underwriter - Small Ticket

£(phone number removed) + Uncapped Bonus + Excellent Benefits

East Midlands

Commutable from Buckinghamshire, Northamptonshire, North Hertfordshire, Warwickshire, Leicestershire, Cambridgeshire, and Oxfordshire

Are you an experienced Credit Underwriter looking for a new challenge? Our client's hybrid broker-lender business is seeking a dedicated and driven individual to join their fast-growing Credit function.

As one of their Credit Underwriters, you will play a pivotal role in the growth and expansion of their asset finance and loans business. Working alongside the Head of Credit & Risk, you will be responsible for reviewing and/or underwriting larger finance requirements and deals within the delegated authority framework. In addition to this, you will help shape their credit policies and oversee deal structuring, approval processes, and credit administration.

To be successful in this role, you will need to be self-motivated, commercially focused, and driven to succeed. You will possess significant underwriting experience, ideally within either the SME asset finance or commercial loans markets. As a highly competent and ambitious Credit professional, you will have an excellent understanding of SME and corporate customer cashflows and comprehensive knowledge of company financial statements.

As part of the Credit team, you will champion their can-do, commercial culture, ensuring that risks are controlled while providing outstanding customer service. You will also work collaboratively with all other functions within the business, providing suggestions to reduce risk, safeguard the Company's position, and enhance the viability of their propositions.

You will possess at least five years underwriting experience within either the SME asset finance market covering both hard and soft assets or the SME commercial loans market including shorter term loans. You will demonstrate a good understanding of SME/Corporate customer cashflows and comprehensive analysis of company financial statements. A thorough understanding of the credit process with a strong knowledge of leasing will be essential.

In addition to a competitive salary, they offer excellent benefits, including a company pension scheme and private healthcare. There will also be opportunities for professional development, allowing you to progress into senior and leadership roles within the expanding business.

If you are ready to take on this exciting and challenging new role, we would love to hear from you. Email your CV, quoting reference LX (phone number removed) to or call us on (phone number removed).