Credit Underwriter

Mortgage Underwriter / BTL / Banking / Lending / Permanent / Birmingham / Hybrid / up to GBP40,000pa

Our client, a fast-growing financial services client, is seeking a skilled Mortgage Underwriter to join their dynamic team.

You will join a close-knit team of credit professionals and work closely with varying teams within the business to support SMEs and Financial Intermediaries in underwriting a range of loans across Buy-to-Let (BTL) products.

It is a fantastic opportunity for someone looking to take the next step in their career and join an opportunity within a scaling organisation that doesn't come round often.

Responsibilities

• Responsible for assessing new lending applications for risk and quality.
• Analysing loan applications for completeness and adherence to credit policy.
• Ensuring compliance with legislation and regulation.
• Working with internal and external stakeholders to ensure timely decisions and a high standard of customer service.

Experience

• Minimum 1 year experience mandated experience in underwriting BTL products.
• Ability to underwrite manually across multiple BTL types including: HMO & MUB, portfolio landlords, LTD company, and LLP entities.
• Strong understanding of regulatory requirements including PRA and FCA handbook.

If you're interested in hearing more about this opportunity and would like to take the next step in your career, please get in touch.