Credit Underwriter

Are you a skilled Credit Underwriter looking for an exciting opportunity? Our client, a leading provider in SME financing, is on the hunt for a talented Credit Underwriter to join their dynamic team in Altrincham, UK. With ambitious plans to triple their offerings by 2025, this is your chance to be part of a transformative journey.

This role offers a competitive salary of £30,000 per annum. You'll be joining a company that's committed to professional growth, providing clear career progression opportunities. Plus, you'll work in a state-of-the-art office complete with an on-site gym and stylish café.

Our client has been a trusted name in SME financing for over 15 years, offering bespoke lending solutions to help businesses grow. They're launching a new division to support larger businesses with loans up to £3 million, as part of their Capify 3.0 initiative aimed at significantly expanding their market impact.

As a Credit Underwriter, you will:

• Conduct detailed financial analysis of company statements to assess creditworthiness.
• Evaluate cash flow to determine loan servicing capability.
• Review collateral for secured lending when relevant.
• Ensure robust underwriting standards are applied.
• Ensure compliance with regulatory and internal risk frameworks.

Package and Benefits:

• Annual salary of £30,000.
• Office hours from Monday to Friday, with no weekend or late-night work.
• Starting holiday allowance of 20 days, increasing to 25 days with service, plus 8 Bank Holidays.
• Birthday off every year.
• Genuine career progression opportunities.
• Convenient location in Altrincham with excellent transport links.
• Access to a state-of-the-art office with an on-site gym, café, and ergonomic workspaces.

The ideal Credit Underwriter will have:

• 3-5 years of experience in financial underwriting for businesses.
• A background in SME lending or similar financial institutions.
• Strong understanding of the SME market, KYC, AML, and KYB.
• Proficiency in credit risk assessment and mitigation.
• Excellent communication skills for presenting underwriting decisions.

If you're ready to take the next step in your career as a Credit Underwriter, our client would love to hear from you. Join a company that's setting new standards in SME financing and be part of an exciting growth journey. Apply now and make a significant impact in the world of business lending.