Credit Risk Manager

Would you like to kick start your career in a supportive, collaborative and innovative company?

Do you enjoy working as part of an enthusiastic, passionate, and collaborative team?

Join our Credit Underwriting and Risk team

The credit underwriting and risk team is a business critical, growing, and dynamic team led by the Head of Credit & Commercial risk who reports into the Group Financial Controller. The team works closely with the sales team, financial reporting, and various areas of business operations. The credit underwriting team is ultimately responsible for the management, underwriting, and control of credit exposure to the business in what is a rapidly evolving environment.

Success. The Softcat Way.

There's a uniqueness to Softcat - what we do, how we do it and why we do it. That's because we help customers to use technology to succeed, by putting our employees first. We give everyone the chance to step up and show how much they can achieve. We succeed when all our people succeed.

Be part of a team that enables business growth

This role will lead the credit underwriting and risk team supporting our rapidly growing and dynamic IT solutions business. This passionate, highly numerate underwriter will work closely with our finance and sales teams as well as external stakeholders, insurance brokers and customers alike, to maintain credit risk controls within an existing framework and provide a unique service to our customers.

As a Credit Risk Manager, you'll be responsible for:

1. Analyze data on low, medium, and high-risk customers and reviewing the accuracy of automated scorecards, with support of the deputy.
2. Analyze monthly reports and preparation of departmental meetings (GFC review).
3. Participating in credit review meetings with the senior leadership team, displaying understanding of customers who have gone into administrations, high exposure risks, industry updates and credit assessment SLA.
4. Manage data on credit exposure levels and ensure regular meetings are held with all credit and senior credit underwriters to fully understand the reasons behind why exposure levels are at a certain.
5. Producing both reports and approval requests for the board, including analysis of the information and commentary behind the.

We'd love you to have

1. Exceptional communication skills, with the ability to develop and maintain relationships with different personalities across the.
2. Ability to identify areas for positive change and implement these.
3. Ability to motivate others and instil values that align to the highest levels of customer service while maintaining high levels of employee.
4. Recognising the need to adapt your management approach to work with different team personalities to best enhance their motivation and work output.
5. Ability to give constructive feedback to individuals or the wider team.
6. Good emotional intelligence helping to relate to and manage the emotions of other team.

Work in a way that works for you

We recognise that everyone is different and that the way in which people want to work and deliver at their best is different for everyone too. In this role, we can offer the following flexible working patterns:

1. Hybrid working - 3 days in the office and 2 days working from home.
2. Working flexible hours - flexing the times you start and finish during the day.
3. Flexibility around school pick up and drop offs.

Working with us

Wherever you work, we want you to experience the freedom and autonomy to realise your potential. You will feel supported by a team that celebrates individuality, encourages different perspectives, and embraces every background.

Join us

To become part of the success story, please apply now.

If you have a disability or neurodiversity, we can provide support or adjustments that you may need throughout our recruitment process or any mitigating circumstance you wish for us to consider. Any information you share on your application will be treated in confidence.

You can find out more about life at Softcat and our commitments to diversity and inclusion at jobs.softcat.com/jobs/our-culture/