Credit Analyst - Structured Credit (Insurer)

A highly respected (re)insurer operating within the Lloyd’s market is seeking a skilled Credit & Political Risk Analyst to join their expanding team. This company underwrites a diverse range of Property, Commercial, and Specialty (re)insurance products, including Cargo, Marine, Political Violence, Terrorism, and War. With a strong focus on data-driven decision-making, intelligent automation, and expert underwriting, they are looking for a candidate who can enhance their analytical capabilities within the Credit & Political Risk division.

The Role

This position plays a crucial role in developing and expanding the company’s existing Credit & Political Risk (CR/CF) capability, particularly in:

1. Generating internal obligor ratings for non-rated entities.
2. Providing analytical expertise in structured asset classes, including Project Finance.

The successful candidate will be a key member of a growing team, delivering in-depth analysis across sectors and geographies to facilitate fast, informed underwriting decisions.

Key Responsibilities

1. Conduct market and macroeconomic research to maintain a cutting-edge understanding of business trends.
2. Deliver detailed sector, trend, and regional insights to support underwriting decisions.
3. Provide tailored analysis of individual counterparties, including internal credit ratings and recommendations.
4. Monitor and evaluate portfolio exposure, offering risk-based recommendations.
5. Represent the team in discussions with internal and external stakeholders, communicating findings effectively.

Candidate Profile

Essential Skills & Experience

1. Strong background in credit analysis, particularly in lending transactions.
2. Ability to conduct independent quantitative and qualitative research across sectors and geographies.
3. Confidence in making risk and exposure recommendations, with a clear ability to justify decisions.
4. Exceptional communication skills, with the ability to engage with stakeholders at all levels.
5. Familiarity with relevant analytical tools and methodologies.
6. CFA qualification or equivalent financial accreditation (desirable).

Key Attributes

1. Analytical mindset with strong attention to detail.
2. Excellent interpersonal and relationship-building skills.
3. Highly numerate and articulate.
4. A team player who thrives in a collaborative environment.
5. Innovative, proactive, and solutions-driven.
6. Organised with the ability to manage and prioritise tasks effectively.

This is an exciting opportunity to join a dynamic and forward-thinking (re)insurer within the Lloyd’s market. If you have the technical expertise, analytical capabilities, and ambition to drive success in this role, we would love to hear from you.

To apply or find out more, please get in touch.