The Money and Pensions Service (MaPS) brings together the free services previously delivered by the Money Advice Service, The Pensions Advisory Service and Pension Wise. We are an Arms-Length organisation, sponsored by the Department for Work and Pensions, with a joint commitment to ensuring that people have access and guidance to the information they need to make effective financial decisions over their lifetime. The Money & Debt Operations Team are responsible for the provision of free debt advice throughout England through the management of a portfolio of £75m (pa) contracts and grants with third party providers.