BTL Mortgage Underwriter

The Coast Partnership Ltd; City Of London; On-site; GBP 30,000 - 60,000; Full time

Job description

The Role:

Key Responsibilities:

1. Manage a pipeline of Regulated BTL Mortgage loan cases and prioritise accordingly.
2. Underwrite loan applications within company lending criteria by making quality lending decisions.
3. Be vigilant when working on cases and refer where necessary to the appropriate person.
4. Maintain a high level of communication at all times with interested parties including brokers, applicants, surveyors and solicitors.
5. Maintain a high level of customer service with those internally and externally.
6. Work closely with other departments within the company including sales, compliance, finance and collections.
7. Think outside the box and be proactive when suggesting ways to overcome potential problems, whilst ensuring that there is no additional risk to the company.
8. Maintain oversight of a loan post completion and follow up on any offer conditions prior to handing the loan to collections.
9. Keep up to date with current best practice and regulatory requirements.
10. Represent the company at events as required.

Key Competencies:

Experience of Mortgage (ideally BTL) underwriting products.

The role is fully office based and offers a competitive salary and supporting package.