Banking Job - Credit Analyst- Commodity Finance - London - md

Your New Job Title: Credit Analyst - Commodity Finance

The Skills You'll Need: English fluent, extensive experience in credit review area in Commodity Finance within banking.

Your New Salary: Competitive Depending on experience

Location: Central London

Working Style: 4 days in the office, 1 day at home

Working Hours: 9 to 5

Start Date: ASAP

Reporting To: Head/Deputy Head of Credit Risk Dept

Who You'll Be Working For: An international bank

Credit Analyst - Commodity Finance - What You'll Be Doing Each Day:

• Provide credit evaluation reports for various credit products, including an overview of transactions, financial and non-financial risk analysis, key risks identified with associated mitigation, and credit recommendations (including suggested credit enhancement and management conditions). Assist with the implementation of credit risk appetite, credit policies and procedures, and management processes once established. Ensure compliance of credit transactions with credit policies.
• This position mainly focuses on commodity finance business and may also cover some other sectors' credit business based on proposals from the front office.
• Provide effective challenges and guidance to proposals from the Front Office; draft and present credit opinions to the Credit Committee, maintaining an objective and independent view within the credit process, in accordance with the Bank’s credit policies. Achieve timely turnaround of credit proposals and reviews, in accordance with pre-agreed departmental objectives.
• Provide the Head of CRD, DGM (credit), and the credit committee with professional risk analysis and appropriate risk mitigation measures in a timely manner.
• Conduct post-lending management work, including but not limited to: 1) monitoring credit ceilings and exposures to ensure loans are performing well with all covenants maintained, 2) regularly monitoring the financial performance of borrowers associated with market and industry dynamics, and 3) monitoring conditions subsequent to ensure all conditions are met throughout the loan life.
• Perform credit reviews and research of industry/customer-related information for all new proposals and (at least annually) for existing customers.
• Proactively monitor industry and sector trends as well as counterparty risks for early warning signals.

Credit Analyst - Commodity Finance - The Skills You'll Need to Succeed:

• Solid work experience in credit review area in Commodity Finance.
• In-depth knowledge and understanding of risks and mitigations across different industries, countries, and client types. Business and economy-related know-how, and excellent financial analysis, projection, and stress test skills.
• Exceptional analytical and negotiation skills, and a dedicated problem solver with a positive personality and can-do attitude.

People First is committed to increasing diversity and maintaining an inclusive workplace culture. We welcome applications from all qualified candidates regardless of ethnicity, race, gender, religious beliefs, sexual orientation, age, marital status, or disability.