Health Pricing Expert - Work location : Madrid

Whatever their stage of life, we provide over 108 million customers with the products and services they need to progress. From insurance to personal protection, and savings to wealth management, no matter the need we’re always there for them. And we’re always there for our employees. In 50 countries, we work hard to inspire pride and a sense of belonging in our people. To provide opportunities that challenge them, inspire them, and reward them. And to create a culture that’s open, supportive, and empowering. Because we know that’s the real secret to success – and the best way for us to keep building a better world for both our customers and the talented people who put them first.

YOUR WORK ENVIRONMENT :

The headquarters of the AXA Group (GIE AXA) brings together our corporate activities. It provides guidance and support to subsidiaries around the world, to ensure the coordination and monitoring of the Group's global strategy, the application of its standards, the consistency of commercial approaches and the sharing of best practices. The headquarters gathers approximately 1000 employees and is distinguished by its strong international culture (45 nationalities), which makes it a rich and stimulating place to work.

YOUR JOB AND DAILY MISSIONS :

Context & Team objectives

The newly created Global Chief Underwriting & Pricing Office (GUO) will be accountable for establishing, enabling, and driving profit and growth through Product Underwriting Strategy, Portfolio Design and Technical Underwriting Excellence in partnership with the AXA Entities, for both Commercial and Retail, through :

• Underwriting and Product Strategy
• Technical Underwriting Guidance
• Pricing Models, Platforms and Analytics
• Ceded Reinsurance strategy design and purchasing

As part of the Group Chief Underwriting & Pricing Office you will join the Health Pricing Team as Health Pricing Expert. You will join a team that ensures Market Leading Technical Pricing in Health Products.

Key Accountabilities

• Ensure Market Leading Technical Pricing in Health products
• Participate in Pricing Technical Reviews and execute a thorough review on Pricing Strategy, Adequacy, Governance, Tools, etc.
• Support Portfolio Management Processes through initial buildout to Metrics validations, Strategic Plan and actions’ validation to achieve desired profitability for Health Products.
• Enforce the execution of the Pricing Policy including best practices and technical standards for governance.
• Address Regulatory Pricing Topics related to Health products and develop action plans to respond to legal and regulatory changes and ensure fairness.
• Stay abreast of and appropriately communicate knowledge of industry changes, specifically changes that affect pricing.
• Share expertise on product pricing methodologies, including pricing algorithms, pricing parameters, and advanced pricing techniques.
• Engage closely with members of CUO, Entity Underwriting and Pricing members, Reserving, TDO, and Finance to improve pricing accuracy and overall business performance.

Stakeholders :

This position will work closely with Heads of Pricing within the entities. Reviews and transversal initiatives will be carried with teams in GIE and entities across Finance, Risk Management, Underwriting, Claims, etc.

KPIs for Success :

• Deliver on key accountabilities

Your Profile

Main competencies and experience

Experience

• Fully Certified Actuary, Data Scientist or equivalent
• Extensive Health and / or Retail P&C experience in pricing
• Ability to directly influence strategy and portfolio management, as well as setting the technical culture
• Proven experience interacting with Senior leaders and evolving in matrixed environments
• Experience in driving change and building relationships
• Proven experience in leading multicultural and multifaceted geographically diverse teams is a plus
• Expertise on product pricing methodologies, including pricing algorithms, pricing parameters, and advanced pricing techniques
• Strong verbal communication skills to gain buy-in to communicate clearly and concisely with internal and external clients
• Leadership: Influence and stakeholder management within matrixed complex and international setup while establishing partnerships.
• Operational rigor and efficiency.

Behaviours

• Self aware
• Comfortable with ambiguity
• Strong Relationship builder
• Change agent

Language

About AXA

Why AXA? Every day, we work together for human progress by protecting what matters. A mission that puts a smile on your face and makes you want to get up in the morning!

One of the world's leading insurers in the protection of property, people and assets, AXA is 145,000 employees and contributors who are committed to our customers on a daily basis, 51 countries in which we distribute our products and services and more than 90 million customers who place their trust in us worldwide. As a responsible corporate citizen, AXA is committed to social and environmental causes on a daily basis. We are committed to an inclusive policy that recognizes and values individual differences. Do these ambitions speak to you? Then come and change the world with us!

About the Entity

The headquarters of the AXA Group is based in Paris - La Défense (Majunga Tower) and brings together the Group's corporate activities. It is distinguished by its strong international culture.

What We Offer

You will join :

• A responsible company, towards people, including its employees and customers, and towards the planet
• A company with strong values
• A company promoting internal mobility and the training of its employees
• A flexible company, allowing hybrid work, in the office and from home.

The information provided by applicants will be treated as strictly confidential and used for recruitment purposes only.