Financial Crime Analyst

Location : Sophia-Antipolis or Paris or Remote

Type of contract : CDI

Remuneration : from €37,000 to €43,000 gross per year

Mode of work : Hybrid

Language : FR, EN

About VANCELIAN :

VANCELIAN is the app that is radically transforming the world of savings by skillfully merging the reliability of traditional finance with the disruptive innovation of blockchain.

Working at VANCELIAN means :

1. Proximity & Good atmosphere between colleagues in a human-sized company.
2. Joining a group of experts at the cutting edge of Innovation & new Technologies (Blockchain, AI, Agile Product, etc).
3. Magnificent premises in Sophia Antipolis with our partner Coloft.
4. Develop your skills via weekly conferences by Employees for Employees, our corporate library & by integrating the various online monitoring channels (Lean / Agile / Product, Blockchain, Market, Linkedin, etc).
5. Access to various extra-pro activities with your colleagues (Football, Climbing, Tennis, Trail, etc) and if you can't find your favourite activity, get the ball rolling!
6. And lots of other benefits! (Swile restaurant card, PayFit France payroll and HR management).

The position offered :

Mission 1 - KYC (“Know Your Client”) responsibilities

• Conduct thorough Customer Due Diligence (CDD) during onboarding and periodic reviews to ensure compliance with regulatory requirements.
• Collect, review, and verify client documentation, ensuring accuracy and completeness for KYC processes in coordination with the Customer Support Team and External KYC Service Providers.
• Analyze client information to identify potential risks, including politically exposed persons (PEPs), sanctions, and adverse media.
• Maintain up-to-date and detailed KYC profiles for clients, ensuring all information is accurately documented and accessible for internal and external audits.
• Communicate with internal teams and/or external customers to resolve any discrepancies or obtain additional information required for CDD.
• Identify and assess the risk levels of clients, providing recommendations based on findings.

Mission 2 - Transaction monitoring and alerts

• Monitor and investigate alerts generated by the transaction monitoring system to detect unusual or suspicious activity related to money laundering, fraud, or terrorism financing.
• Conduct detailed investigations into flagged transactions, identifying potential red flags, patterns, and anomalies.
• Ensure timely and accurate escalation of suspicious activity reports (SARs) to the Money Laundering Reporting Officer (MLRO).
• Classify and provide a rationale for the outcome of alerts (e.g., escalation, closure, further monitoring), ensuring that each decision is clearly justified.
• Collaborate with various teams to resolve alerts and ensure appropriate follow-up actions are taken.

Mission 3 - Continuous improvement of control processes

• Contribute to the enhancement and optimization of transaction monitoring systems and KYC processes to boost efficiency and improve risk detection capabilities.
• Provide feedback and insights to refine risk management strategies and strengthen the organization’s AML controls.
• Participate in the continuous review and updating of processes and procedures, including involvement in testing new processes and tools.

This job is for you if :

Knowledge

• Diploma or experience (at least 1 year) in Finance, Business Administration, Economics, Law or related field.
• Strong understanding of AML / CTF requirements and financial crime risks associated.
• Relevant AML experience, preferably in Fintech or an investment firm (min. 1 year).
• Experience of AML / KYC / Due Diligence processes and systems.
• Experience with AML monitoring and screening.

Hard Skills

• Ability to work collaboratively within a complex organization, across multiple cultures, geographies and disciplines.
• Highly developed skills in problem identification, research and analysis.
• Ability to solve problems independently.
• Strong analytical and research skills.
• Exceptional organizational skills.
• Strong written and verbal communication skills.

Soft Skills

• Communication / Excellent interpersonal skills.
• Good organizational skills.
• Reactivity.
• Strategist.
• Creativity / Curiosity.
• Ability to negotiate.
• Autonomous, able to take initiatives.

How do I join the team?

• A 1st HR meeting to check that your profile matches the vacancy.
• A 2nd meeting with a Manager + one (or more) Experts to see if it's a good fit for the team & to assess your expertise.