Credit Risk Analyst

ENGIE Global Energy Management & Sales (GEMS) provides energy supply solutions and risk management services to support its clients through their decarbonization journey, while optimizing ENGIE’s assets and contributing to value creation.

ENGIE is a global reference in low-carbon energy and services with a leading energy management business, piloted by its entity 'Global Energy Management & Sales' who built its savoir-faire managing the Group’s large and diverse asset portfolio over 20+ years.

3,600 employees around the world develop our solutions, through +20 international business platforms. We cover the full energy mix: renewable and thermal power, natural gas & LNG, biomass, environmental products. Our experts provide tailor-made solutions based on a wide range of savoir-faire in energy management with a strong focus on decarbonation and decentralization.

Our 190,000 clients span the entire value chain: producers, asset developers, financial players, utilities, distributors, and industrials. Our global reach and strong local presence enable us to offer these diverse clients tailor-made services and respond to rapid changes in mature or emerging markets alike.

Context:

As part of the EGM Credit Risk Analysts team, we are assessing the creditworthiness of GEM’s counterparts and managing the limits accordingly. The economic environment is also key and needs to be followed.

Role:

1. Financial analysis (financial statements, business sector, peers…) and rating of EGM existing counterparties portfolio
2. Proactive management of the credit limits in function of customers risk profile and business evolution
3. Contract negotiation with customers in collaboration with Front Office and Legal department
4. On-boarding of new customers
5. Presentation of credit risk analysis to Risk Management and to Committees.
6. Development of customer relationship before contract signing: analysis of Front Office’s need, study of the prospect’s profile (financials, business and regulatory environment,…).
7. Follow-up and understanding of risk indicators (MtM, CVaR, RCM, stress tests …)
8. Together with Credit Reporting team and IT support work on development of existing and introduction of new IT tools facilitating credit risk management.
9. Contribute to the team duty tasks
10. Daily report production and answer to urgent business interests (check impact of deal interest on current exposure, and give authorization or not to trade).

Required Skills:

1. Strong analytical skills
2. Familiar with risk indicators (such as Mark to Market or Potential Future Exposure), ICAAP, Stress tests
3. Good stress resilience
4. Digitalization/IT minded

Education and Professional Background:

1. Relevant experience in a credit risk position, or relevant finance or accounting activity (ideally in a trading or banking environment)

Languages:

1. Fluent in English: written & oral
2. French: oral is a plus

Travel:

1. Working place: Paris or Brussels
2. Travel: seldom

If you meet these requirements, then you are the talent we are looking for. Do not waste time!

Apply by attaching your updated CV, regardless of your gender.

ENGIE Global Energy Management & Sales is committed to creating a gender-neutral environment that unlocks the potential of everyone and provides equal employment opportunities for all individuals.

All our positions are open to people with disabilities; please let your recruiter know if you need reasonable accommodations to be able to participate in the recruitment process, they will be happy to assist you.

About ENGIE:

Our group is a global reference in low-carbon energy and services. Our purpose ('raison d’être') is to act to accelerate the transition towards a carbon-neutral world, through reduced energy consumption and more environmentally-friendly solutions, reconciling economic performance with a positive impact on people and the planet. We rely on our key businesses (gas, power, renewable energy, services) to offer competitive solutions to our customers. With our 96,000 employees, our customers, partners, and stakeholders, we are a community of Imaginative Builders, committed every day to more harmonious progress.

Business Unit: GEMS

Division: GEMS - EC RISK

Legal Entity: ENGIE Global Markets S.A.S.

Contract Type: Permanent

Job Type: Full-Time

Professional Experience: Skilled (>3 experience <15 years)