Admission Corporate Credit Risk Analyst

This position offers a combination of financial, automotive sector and risk analysis knowledge for those who want to be responsible for the analysis, creation, implementation and strategic follow-up of a number of assigned groups of dealerships at risk. Primary mission is the successful continuity of the automotive brand's representation network, through the economic and financial monitoring of these dealerships.

The successful candidates will join a talented Business Management team and benefit from the Urban Science Employee Experience!

Essential Duties and Responsibilities

Major duties required are :

1. Evaluation of financial data, mainly balance sheets and income statements to determine the level of default risk
2. Visit dealerships in -or potentially be- financial difficulty
3. Assist in negotiating with banks if required
4. Work with the brand's field teams and liaise between them and the dealership as required
5. Identifying practices within the organization that contribute to increased financial risk
6. Compiling reports, summaries, and presentations to communicate findings to key stakeholders within the business
7. Make recommendations to decrease and / or monitor risk
8. Create ad-hoc studies and reports
9. Provide standardized reporting on progress in the dealerships for which they are responsible
10. Provide remote and direct support to Dealer Network within project assignment
11. Present regularly at all levels Business Management and KPI´s results, suggesting actions of improvement
12. Other tasks and participation in special projects in the client as required

Qualifications - Education and Experience

1. Risk Analysis knowledge
2. Finance and accounting knowledge: budgeting, forecasting, provisioning, cash flow, etc.
3. KPI´s analysis experience
4. Communication Skills: fluent/native Spanish language and intermediate English level B2-C1. Ability to present analytical developments combining ideas to influence others
5. Analytical Thinking
6. Results Oriented
7. Ethics & Integrity
8. Teamwork & Cooperation
9. Time management
10. Flexibility / Adaptability
11. Interpersonal Understanding
12. Relationship Building
13. Math & Statistics
14. MS Office: advanced level in Excel, Word and Power Point
15. Supervisory responsibilities: Senior level may be required to supervise other members of the team
16. Driver’s License
17. Economics, Business Administration or similar University degree required. Master’s in financial risk management related is preferred.
18. Minimum of 5-6 years relevant work experience required

Preferred candidates with knowledge or / and relevant work experience in:

1. Global automotive retail network and auto industry
2. Dealership business model: understanding of dealer management accounts, budgets, composites, day-to-day control operations and its associated risks
3. SQL programming language

Location

Hybrid work: when not required to visit dealers, successful candidates will be required to work from our Madrid office around 2 days/week. Remaining time from their own homes remotely. Availability to travel around 20%-30% throughout the region assigned.

Competitive Salary | Training | Private Medical and Dental insurance | Flexible remuneration: Meal vouchers, Transport card | Life and Disability Insurance | Pension plan scheme | Employee Assistance Program | IT discounts