Subprime Finance Manager

Job Description:

Pioneer Vancouver is seeking a motivated, customer-focused, and detail-oriented Subprime Automotive Finance Manager to join our dynamic team! In this role, you will help facilitate financing for customers with less-than-perfect credit, working to secure the best possible loan options while providing exceptional customer service. This is an exciting opportunity to be part of a growing, fast-paced dealership committed to helping customers find the right vehicle, no matter their credit history.

Key Responsibilities:

• Evaluate Customer Credit: Assess credit reports and financial situations to determine loan eligibility for subprime customers.
• Secure Financing: Work with a variety of lending institutions, including banks, credit unions, and subprime lenders, to secure financing for customers.
• Negotiate Terms: Present and explain financing options to customers, including interest rates, terms, down payments, and monthly payments.
• Build Relationships: Develop and maintain strong relationships with subprime lenders to expand financing options for customers.
• Compliance: Ensure all finance transactions are compliant with federal, state, and local regulations, as well as dealership policies and procedures.
• Customer Service: Provide outstanding service to customers by answering questions, explaining financing terms, and addressing concerns about financing.
• Coordinate with Sales Team: Work closely with the sales team to facilitate smooth transitions from sales to financing, ensuring that all paperwork is completed accurately and efficiently.
• Manage Paperwork: Prepare and review all finance documents, ensuring accuracy and completeness of all required paperwork.
• Post-Sale Support: Assist with post-sale questions, payment issues, and general customer follow-up as needed.

Skills & Qualifications:

• Experience: 3+ years of experience in automotive finance, with a focus on subprime lending preferred.
• Knowledge: Strong understanding of subprime lending programs, credit reporting, and automotive financing.
• Sales & Negotiation: Excellent communication, negotiation, and customer service skills.
• Attention to Detail: Strong ability to review and process paperwork accurately, ensuring compliance with regulations.
• Tech-Savvy: Proficiency in dealership management software (DMS), Microsoft Office Suite, and finance tools.
• Problem-Solving: Ability to think creatively and offer solutions to customers with unique financing needs.
• Team Player: Works effectively in a team environment and collaborates with sales, operations, and management.

Preferred Qualifications:

• Education: High School Diploma or equivalent (Bachelor’s degree in Business, Finance, or related field is a plus).
• Certifications: F&I certification or related training is a plus.
• Industry Knowledge: Familiarity with automotive industry regulations and compliance requirements for financing.

Compensation:

Commission based on finance sales performance.

Why Pioneer Vancouver:

• Competitive pay and performance-based incentives
• A supportive, family-friendly work environment
• Opportunities for growth and career advancement
• Access to top-tier training and development

How to Apply:

If you’re an experienced Subprime Automotive Finance Manager who thrives in a fast-paced, customer-focused environment, we want to hear from you! Please submit your resume and a brief cover letter detailing your relevant experience.

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Pioneervancouver.com

Pioneer Vancouver is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

Job Type: Full-time

Pay: $90,000.00-$120,000.00 per year

Schedule:

• 8 hour shift
• Evening shift
• Monday to Friday
• Weekends as needed

Work Location: In person

Application deadline: 2024-11-22
Expected start date: 2024-11-21