Senior Underwriting Specialist (Benefits Consulting) - Hybrid

At Cowan, we are passionate professionals who are dedicated to doing what’s right for our clients. Reporting directly to the Director, Benefits Consulting, Technical Services, the Senior Underwriting Specialist is a key member who provides analytics excellence to our national group benefits clients.

What You Will Do

• Regularly review experience reports, analyze the data, and provide detailed narratives based on the analysis.
• Estimate future renewal rate changes based on historical data at set intervals during the benefit plan year.
• Manage all tasks related to the renewal process, including analysis, negotiations, detailed report writing, and presentation preparation.
• Calculate estimated financial positions for refund-accounting clients at various intervals during the financial period and audit annual reports provided by carriers for accuracy.
• Evaluate the financial details of quotes received from carriers and compare them against current plan costs and details.
• Analyze costs of different plan design options, funding arrangements, pooling options, and benefit plan redesigns.
• Support clients by providing taxable benefit costs in relation to annual tax reporting.
• Participate in projects as required, serving as the subject matter expert for Underwriting.

• Completed post-secondary degree or a combination of equivalent professional experience and training.
• 3 to 5 years of professional work experience in a similar role.
• Strong knowledge of financial arrangements (Non-refund, Refund, ASO) and analytical skills with a high degree of numerical accuracy. Strong math skills.
• Strong understanding of group benefits and benefit plans.
• Excellent time management skills in a fast-paced environment, able to meet deadlines and work on multiple tasks effectively.
• Strong attention to detail, able to skillfully work independently and within a team, with strong organization and prioritization skills. Able to solve problems and is self-motivated.
• Proficiency in Microsoft Office (Excel, PowerPoint, Outlook).
• Sound judgment, ethics, and integrity.
• Excellent communication skills, both written and verbal, with a strong client service attitude and ability to build relationships and trust.
• You bring your real self to work, and you live our values- Respect, Integrity, Client-Focus, Collaboration and Accountability.

Proudly independent and Canadian-owned, Cowan Insurance Group has been a true market leader in the insurance industry since 1927. With an extensive range of product offerings and integrated commercial and personal insurance, group benefits, and wealth management solutions, we provide our clients with outstanding customized, comprehensive insurance and risk management professional advice and placement.

Recognized as one of Canada's Most Admired Cultures and a Canada's Best Managed Companies Platinum Club Member, Cowan Insurance Group's award-winning client-centric approach emphasizes innovation, excellence, and collaboration. Join our team as we prepare for our centennial celebration in 2027!

Integrity matters. It drives our award-winning workplace culture and fuels our collective desire to help our clients, employees, and communities thrive.

You're valued for your passion, drive and creativity. The pace is fast but the work is meaningful, interesting, and complex, just the way you like it.

We believe in your potential. If you’re looking to develop your expertise with learning opportunities and mentoring, we’ll make that happen.

• Competitive salary
• Participate in our comprehensive benefits plan on day one — no waiting period
• Company-matched Retirement Savings Plan
• Company-paid training and development courses
• Community involvement
• Hybrid work environment

Please Apply!

This position is subject to appropriate background checks that may include, credential, employment, credit, criminal and reference checks.

While we appreciate the interest of all applicants, we will contact only those selected for interviews. If you are an applicant with disabilities and require accommodations, please let us know at the time of our contact so that we may arrange for their provision.

We are an Equal Opportunity Employer. Candidates will be selected strictly on the basis of an individual's technical qualifications, knowledge and experience, as they relate to the requirements of a particular position. Selections will be made without regard to: age, ancestry, colour, race, citizenship, ethnic origin, place of origin, creed, disability, family status, marital status, gender identity, gender expression, record of offences, sex, or sexual orientation.