Senior Manager, Credit Modeling & Strategy

Senior Manager, Credit Modeling & Strategy

Bank of Canada Building, 250 University Ave, Toronto, ON M5H 3E5, Canada

Job Description

Posted Friday, April 11, 2025 at 4:00 AM

Questrade Financial Group (QFG), through its companies - Questrade, Inc., Questrade Wealth Management Inc., Community Trust Company, ThinkInsure, Zolo, and Flexiti, provides securities and foreign currency investment, professionally managed investment portfolios, mortgages, insurance, real estate services, financial services and more. Questrade uses cutting-edge technologies to develop innovative products that give customers better, more affordable ways to take control of their money.

We are everything a traditional financial institution is not. At QFG, you will be constantly moving forward, bringing the future of fintech into existence. You will be a part of a collaborative team that cares deeply about our mission and each other.

This is a place where you can explore, discover and learn with continuous growth. As a diverse and inclusive place to work, with a hybrid working environment, you can unleash your creativity and curiosity with no limits. If you share the same sense of infinite possibility, come shape your future at QFG.

What’s in it for you as an employee of QFG?

1. Health & wellbeing resources and programs
2. Paid vacation, personal, and sick days for work-life balance
3. Competitive compensation and benefits packages
4. Work-life balance in a hybrid environment with at least 3 days in office
5. Career growth and development opportunities
6. Opportunities to contribute to community causes
7. Work with diverse team members in an inclusive and collaborative environment

We’re looking for our next Senior Manager, Credit Modeling & Strategy. Could it be you?

Reporting to the Director, Credit Strategy, the purpose of this role is to develop, maintain and enhance credit modeling and strategy for credit products. This role will be instrumental for launching new credit products and will be responsible for developing credit modeling and strategies for credit cards and other lending products. This will require in-depth modeling and credit strategy development work.

Responsibilities include but are not limited to:

1. Defining and scoping credit model and strategy requirements for new products e.g., credit cards, personal loans.
2. Identifying and defining data requirements from internal and external sources for credit modeling for new products.
3. Establishing applicable modeling techniques with rationale.
4. Keeping the end picture of utilizing the models into the strategy.
5. Designing optimization driven credit strategy framework instead of rules based criteria.
6. Maintaining full documentation with appropriate version controls for all official models, strategy and policies.

So are YOU our next Senior Manager, Credit Modeling & Strategy? You are if you…

1. Hold a degree in a quantitative field, Economics, Business, Statistics, Mathematics, Engineering or equivalent
2. Have 7+ years of experience analyzing credit card data, developing credit modeling using statistical techniques and ML techniques
3. Have experience with developing credit strategy for adjudication and Account Management
4. Are proficient with data analysis tools (SAS, Python, R, SQL)
5. Have hands-on experience with credit model development using Logistic Regression, Linear Regression, GLM, Gradient Boosting and other modeling techniques
6. Have a deep understanding of credit modeling along with strategy optimization based on NPV
7. Are a problem solver with analytical and conceptual thinking
8. Have proven ability to collaborate with business leaders to drive analytically based strategies
9. Are highly organized, able to work independently, and handle the pressure of tight timelines

Sounds like you? Click below to apply!

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At Questrade Financial Group of Companies, we are committed to fostering a diverse, inclusive and accessible work environment. This is an environment where individuals are treated with dignity and respect. Here, the unique skills and experience you bring will be valued. You will be supported and motivated, so that you can harness your unlimited potential.

Candidates selected for an interview will be contacted directly. If you require accommodation during the recruitment/selection process, please let us know and we will work with you to meet your needs.

Pay Type Salary