Senior Analyst - Special Loans

You will assist with the management of large complex high risk files in support of Senior Directors, make recommendations on RBC strategy and actions on specific accounts and deliver work in accordance with established timelines and in compliance with RBC policies.

The Senior Analyst will support Special Loans Advisory Services (SLAS) on core Risk Manager activities (financial analysis, risk rating, reporting, team data management, adjudication) in order to improve efficiency and effectiveness of credit risk operations.

What will you do?

1. Participate in client conference calls and meetings including financial advisors and legal counsel.
2. Prepare credit updates for submission for approval.
3. Support preparation of materials to support all risk rating activities, including but not limited to annual and interim reviews, Borrower Risk Ratings and BCCs.
4. Complete risk rating and reporting applications (Risk Rating tools and Newton) including financial models as assigned (income, balance sheet and cash flow statements, breakeven analysis, enterprise valuation and multivariable sensitivity testing).
5. Follow business and financial performance through daily monitoring of financial and industry information, regulatory events, external rating agency movements, and other early warning signals.

What will you need to succeed?

1. Desire to learn and gain experience through exposure to the management of the largest and highest risk exposures of the Bank.
2. Highly developed organizational skills.
3. Proven ability to write clearly and concisely.
4. Demonstrated financial modeling and analytical skills.
5. Quality and timely completion of data entry, analysis and reporting.
6. Computer literate with high comfort level in use of word processing (Word), spreadsheet (Excel) and database software (various) and in using electronic tools for online research.

Must have

1. Bachelor’s degree (i.e. B.Comm., BSc / BA Finance, BA Economics or related subjects) and/or MBA, Chartered Professional Accountant or other Financial post-secondary degree.
2. Commercial or Corporate Credit experience (minimum 3 years) and/or Commercial Account Management and/or Insolvency/Restructuring experience.

Nice to Have

1. Communication: ability to communicate in French and English.

What’s in it for you?

1. A Total Rewards program that includes flexible benefits, work/life balance and career development programs and investment and retirement savings plans.
2. Competitive pay and high-earning potential.
3. All the tools, training, and team support you need to grow your career.
4. Flexible work/life balance options.

Job Skills

Accounting Finance, Asset and Liability Management (ALM), Confidentiality, Credit Analysis, Customer Service, Customer Success, Detail-Oriented, Investment Risk, Retail Banking, Risk Management.

Additional Job Details

Address: 20 KING ST W: TORONTO

City: TORONTO

Country: Canada

Work hours/week: 37.5

Employment Type: Full time

Platform:

GROUP RISK MANAGEMENT

Job Type: Regular

Posted Date: 2025-04-01

Application Deadline: 2025-04-19

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above.

Inclusion and Equal Opportunity Employment

At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

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