Senior AML Financial Crime Risk Oversight Specialist (1926)

Work Location: Toronto, Ontario, Canada

Hours: 37.5

Line of Business: Financial Crime Risk Management

Pay Details: $108,800 - $163,200 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD.

Job Description Summary: Act as key business oversight lead and provide expert/specialized business guidance and 2nd line challenge and oversight to portfolios, businesses and functions on development, maintenance, and implementation of all aspects of AML/ATF/Sanctions/ABAC compliance programs in line with the Bank's risk appetite and strategic direction.

Job Accountabilities:

• Provide expert/specialized regulatory compliance and prudential risk management guidance on AML/ATF/Sanctions/ABAC matters affecting covered TD businesses.
• Proactively advise covered TD businesses of new and changed AML/ATF/Sanctions/ABAC regulatory and/or policy requirements and articulate the impact to their processes and controls.
• Contribute to the development and implementation of AML/ATF/Sanctions/ABAC Compliance programs.
• Guide and partner with covered TD businesses through the development, implementation, oversight, and management of effective AML/ATF/Sanctions/ABAC Compliance Programs.
• Escalate and manage to resolution significant issues and events.
• Represent FCRM on internal or external committees relating to designated business activities as required.
• Deliver subject matter expertise and AML/ATF/Sanctions/ABAC guidance to business management, including developing and maintaining management reporting and analysis.
• Actively assist in developing and overseeing implementation of business line policies and procedures.
• Collaborate with subject matter experts to develop and enhance methodologies for analyzing risk exposures of covered TD businesses.
• Ensure respective programs/policies/practices are well managed, meet business needs, comply with internal and external requirements, and align with business priorities.
• Consistently exercise discretion in managing correspondence, information, and all matters of confidentiality; escalate issues where appropriate.
• Support the development of annual awareness training.
• Protect the interests of the organization – identify and manage risks, and ensure the prompt and thorough resolution of escalated non-standard, high-risk issues.
• Actively manage relationships within and across various business lines, corporate and/or control functions and ensure alignment with enterprise and/or regulatory requirements.
• Keep current on emerging issues, trends, and evolving regulatory requirements to assess potential impacts.
• Handle inquiries/requests from Internal Audit and regulators.
• Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite.

EMPLOYEE / TEAM

• Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation, and teamwork and ensure timely communication of issues/points of interest.
• Provide thought leadership and/or industry knowledge for own area of expertise and participate in knowledge transfer within the team and business.
• Participate in personal performance management and development activities, including cross-training within own team.
• Contribute to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices.
• Lead, motivate and develop relationships with internal and external business partners/stakeholders to develop productive working relationships.
• Contribute to a fair, positive, and equitable environment that supports a diverse workforce.
• Act as a brand ambassador for your business area/function and the bank, both internally and/or externally.

BREADTH & DEPTH

• Top specialist with AML/ATF/Sanctions/ABAC expertise, works independently and is accountable for managing a specialized AML/ATF/Sanctions/ABAC function or area.
• Provides comprehensive coverage for a significant business or functional area across all legal entities and jurisdictions where TD operates.
• Provides AML/ATF/Sanctions/ABAC advice to a business as FCRM representative on the most complex project or change initiative.
• Provide advanced analysis and/or specialized reporting to support business partners, functional areas, or centres of expertise.
• Provide guidance and support to analysts on matters related to portfolio and specialty.
• Expert knowledge of the business and operational functions supported.
• Typically a subject matter expert for a key functional AML/ATF/Sanctions/ABAC area and business requirements.
• Contact for business management, external/internal auditors, dealing with non-routine information.
• Manage/assist with regulatory reviews including inquiries, audits, and exams.
• Expert knowledge and understanding of businesses/technology, and organizational practices/disciplines.
• Identify and lead problem resolution for project/program complex requirements related issues at all levels.
• Generally reports to an executive.

EXPERIENCE & EDUCATION

• Undergraduate Degree.
• Advanced degree, professional accreditation, and/or 10+ years relevant industry experience.

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals.

Additional Information:
We’re delighted that you’re considering building a career with TD.

Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!