Risk Analyst Co-op (Credit Loss Allowance & Business Insights)

Risk Analyst Co-op (Credit Loss Allowance & Business Insights)

Role Type: Internship/Co-op

Work Term: Summer/Term 3

Work Location: Toronto, Ontario, Canada

Hours: 37.5

Pay Details: $46,000.00 - $46,000.00 CAD

Job Description:

DEPARTMENT OVERVIEW

Co-op and Internship opportunities allow you to gain valuable work experience across a number of the businesses at TD. You will work with experienced colleagues, receive world-class training, and be part of a community of students across TD, where you will have an impact, grow as an individual, and experience our culture of care.

BUSINESS/DEPARTMENT OVERVIEW

The Credit Loss Allowance & Business Insights team is a group of Business Insights experts that strive to improve our Risk Management monitoring and operations related to Retail Credit Risk Management. Working closely with 2A Risk Partners, Line of Business, Technology, and Finance partners, we provide analysis to develop and support programs and initiatives designed to improve the risk experience for our colleagues and customers.

JOB DESCRIPTION

You are exactly the kind of thinking TD needs when it comes to our business insights and analytics. You will need to take a holistic, high-level approach to creating key business insights for major projects and initiatives across TD.

Reporting to the Manager, this role is responsible for providing Business Insights & Analytics, working closely with various internal stakeholders/partners to understand reporting and business analysis objectives, identify data/information needs, opportunities for improvement, and help inform and support business decisions and strategies.

Key Accountabilities include:

• Execute with excellence on key programs/plans and data requests accurately and within a timely manner.
• Utilize both quantitative and qualitative methodologies to interpret and present data effectively and clearly.
• Develop analysis and dashboards to illustrate business trends and identify areas of opportunities.
• Produce insights and recommend business actions to support risk strategy and/or solve business problems.
• Develop analysis to corroborate initial proof of concept.
• Continuously enhance knowledge/expertise in own area and keep current on emerging trends/developments.
• Establish effective relationships across multiple businesses, technology partners, program, and project managers.
• Work in partnership with various functional areas to provide day-to-day support and delivery of analytics.
• Support a positive work environment that promotes service to the business, quality, innovation, and teamwork.
• Identify and recommend opportunities to enhance productivity, effectiveness, and operational efficiency.

JOB REQUIREMENTS

• Degree in Computer Science, Math, statistics, engineering, or other quantitative discipline.
• 1-3 years of experience working with SQL Server, Advanced SAS, Python, and Excel.
• Knowledge of Tableau, Akora platforms, and data accessing methods considered an asset.
• Experience & effectively communicate analysis results to business audiences not familiar with complex data and analytics.
• Agility, flexibility, adaptability, a self-starter with a can-do positive attitude.
• Strategic thinker with strong analytical and problem-solving skills.
• Proficient to analyze, organize and prioritize work while meeting multiple deadlines.
• Proficient to work cooperatively and independently, communicate effectively (both verbal and written).

ADDITIONAL INFORMATION

EXPECTED OUTCOME OF CO-OP/INTERNSHIP OPPORTUNITY

• Understanding of Product Life Cycle, Risk portfolio monitoring & performance, developed insights, analytics & visualization skills, and related reporting practices.
• Experience producing regular and ad-hoc analysis for internal and external senior audiences.
• Sharpened SAS, SQL, Python, and Tableau skills.
• Broad networking across the organization.

This position is a 4-month work term and will commence May 5th – August 29th, 2025. Applications must include a transcript, cover letter (one letter-sized page or less), and a resume (maximum of 2 pages).

We welcome all applications; however, we will only contact qualified candidates chosen for an interview. Thank you for your interest.

HOURS

Monday-Friday, standard business hours.

INCLUSIVENESS

At TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected, and supported.