Recovery Agent, CMS (1 Year Contract)

TRADER Corporation is a trusted Canadian leader in online media, dealer and lender services. The company is comprised of AutoTrader.ca, AutoSync and Dealertrack Canada. AutoTrader.ca (AutoHebdo.net in Quebec) offers the largest inventory of new cars and used cars in Canada, receiving over 25 million monthly visits to its marketplace. With over 3,500 subscribers and counting, AutoSync is the largest and fastest growing dealer and OEM software provider in Canada. The platform's suite of connected automotive software solutions brings advertising, conversion and operational support together, synchronizing the entire retail process. AutoSync's diverse range of offerings includes: vAuto, EasyDeal, xtime, Motoinsight, Activix, TAdvantage and TRFFK. Dealertrack is Canada’s largest automotive financing portal, enhancing efficiency and profitability for all major segments of the automotive, marine, recreational vehicle, motorcycle and powersport retail industries. Over 6.5 million credit applications are submitted via the Dealertrack Canada portal each year. Collateral Management is a national, end-to-end, managed technology solution that offers industry insight and multi-channel collection strategies to maximize funds recovered. Collateral Management helps you remain compliant in all jurisdictions, alleviating your exposure to reputational and financial risks. Visit tradercorporation.com to learn more.

Experience leveraging AI, Generative AI (GenAI) to enhance engineering productivity, automate repetitive tasks, and optimize workflows. Candidates should demonstrate the ability to integrate AI-driven solutions into their daily work — such as code generation, debugging, reviews, documentation, and decision support—to improve efficiency for themselves and their teams. A proactive approach to exploring and implementing AI tools that drive innovation and streamline development processes is highly valued.

The Recovery Agents role is to effectively manage and co-ordinate the supply chain and other vendors in the repossession and liquidation of assigned Creditor(s) moveable assets. Ensures Client requests are being appropriately facilitated and that services are being provided in an effective and efficient manner while meeting and exceeding our client’s expectations and meeting organizations financial and strategic goals.

CORE ACCOUNTABILITIES /OUTCOMES:

1. Manage supply chain and other parties at a transactional level in the repossession and liquidation of moveable assets, of assigned client portfolio applying the PPSA rules (Seize and Sue rules, redemption and reinstatement rules, Bankruptcy and Insolvency Act etc.) and pertinent regulatory rules of the Recovery process.
2. Provide value-based recommendations to our clients and ensure all client request are appropriately handled with the highest degree of accuracy and professionalism.
3. Investigate accounts that have been assigned, verify documents Conditional Sales Contracts, Chattel Mortgages, registers/amends Liens to ensure creditor’s right to enforce seizure. Perform asset equity analysis while also applying seize or sue guidelines.
4. Create and maintain and update customer files in internal applications ensuring accuracy and detail while acting as the primary liaison between Creditor and repossession agents.
5. Manage and guide the creditor’s customer through the redemption process and process funds accordingly as per established guidelines.

QUALIFICATIONS & EDUCATION:

1. Post-secondary education (Business degree/diploma preferred).
2. Credit and Collection Degree/Certification is an asset.
3. 2-3 years’ experience in credit and collection background or financial services industry.

COMPETENCIES, SKILLS & EXPERIENCE:

1. Excellent computer skills (Windows, Microsoft Word, Excel) including typing is mandatory.
2. Superior phone skills with a professional demeanor. Preferably experience in de-escalation.
3. Excellent negotiating skills.
4. Good Understanding of PPSA rules, Reinstatement/Redemption rules, Bankruptcy and Insolvency Act and regulatory requirements by jurisdiction of the Recovery Process preferred.
5. Highly developed analytical, decision making and investigative problem-solving skills.
6. Outstanding comprehension and critical thinking ability in applying Jurisdictional rules and regulations in the recovery process and make recommendations and present them in a concise and logical way.
7. Excellent interpersonal and verbal and written communication skills.
8. Ability to handle multiple tasks, and deal with interruptions and prioritize work to meet SLAs and optimize results.
9. Goal oriented; ability to work in a metrics driven position.
10. Ability to work in a fast-paced high-pressure environment with minimal supervision.
11. Previous Repossession services experience including skip tracing is a strong asset.

What’s in it for you…

-We understand that there is life at work and life outside of work. Here are a few benefits we all benefit from that support us to be our creative best.

Fitness and wellness

-We provide discounts to nation-wide gyms, onsite gyms (when we’re in the office), an Employee and Family Assistance Program, as well as a virtual wellness program.

Benefits from Day 1

1. Gym discounts
2. Local in-office free gyms
3. Employee and Family Assistance program
4. Weekly virtual wellness events
5. Conferences & training budget
6. Regular internal training programs

Financial planning

-Let us help you invest in your future with 3% matching towards your pension and multiple forms of income protection.

Competitive salary

-Annual bonus structure

-3% CPP matching