Principal Software Engineer

Our Purpose

Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

Title and Summary

Principal Software Engineer

Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart, and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realize their greatest potential.

Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all.

Services within Mastercard is responsible for acquiring, engaging, and retaining customers by managing fraud and risk, enhancing cybersecurity, and improving the digital payments experience. We provide value-added services and leverage expertise, data-driven insights, and execution. Do you have a passion for developing products using leading-edge technology that solve for key industry pain points?

Role:

Ethoca is seeking a Principal Software Engineer to join our team to lead the data platform growth across our product suite of solutions and technology landscape. This senior role is visible and critical as part of a high performing team – it will appeal to you if you have an effective combination of domain knowledge, relevant experience, and the ability to execute on the details.

You will bring cutting edge data and data lake expertise along with software development experience with an extensive cloud platform architecture background. Expectation is that you are hands on and capable of driving the solutions and architecture to build out and support our products. You will own this – our teams are small, agile, and focused on the needs of the high growth fintech marketplace. We are committed to making our systems resilient and responsive yet easily maintainable.

You will drive the architectural design, including dependent services, service interactions and policies while owning the development of applications, services, user interfaces and scaling the data platform in the cloud. Maintaining and scaling existing applications and platforms is imperative and part of your portfolio. Applications are built on data that resides in our cloud and on-premises platforms so we expect the successful candidate will always have attention to detail; configuration, maintenance, security and reliability of data in the different environments as we build out a state-of-the-art data foundation.

1. Hands-on responsibility for architecture across environments with the capability to write high quality, secure code that is modular, functional, and testable.
2. Design and build technology roadmaps to optimize services and functions focusing on performance, security, and cost/benefit optimization.
3. Focus on standing up/adopting tools that will enable both internal and external customers.
4. Key leader/contributor in the software and data platform and data warehouse development life cycle (i.e. design, development, documentation, testing, deployment, support).
5. Understand and tune performance across all physical and logical dimensions.
6. Support architects and engineers as they design and build effective, agile applications and platforms.
7. Work efficiently within a high security, PII and PCI-DSS environments.

All About You

1. Extensive experience with data and application development experience focused on complex and highly scalable architectures and applications and working with large cross functional technical teams on solutions and delivery.
2. Extensive experience with cloud-based data platforms (Snowflake, Cosmos, Postgres etc. in Azure preferred), serving as technical SME for all aspects of the data platform (architecture, design, development, platform operations (prod/non-prod), cost management).
3. Hands on experience with data science (ChatGPT, LLM’s, ML etc) and their implementations and deployment in cloud computing.
4. Extensive data cloud and data experience (preferably in Snowflake, but open to other technologies eg Databricks).
5. Proven ability to technically lead (not people leadership) a data platform in a diverse environment spanning product development, business applications, data science, data warehousing and analytics.
6. Proven collaboration with diverse technology teams (engineering, security, compliance and governance) in order to architect and implement solutions.
7. Proven innovator with the ability to identify opportunities with existing and/or new technologies and the ability to build POC’s and collaborate with other technical leaders on the viability and benefits of new innovations.
8. Proficiency with cloud technologies (SaaS, IaaS, PaaS, serverless technology, NoSQL databases), micro-service design, DevOps.
9. Keen desire to be hands and develop solutions, architectures guidance and mentorship.
10. Degree in Computer Science, or a related technical field including programming.
11. Extensive experience in multiple programming languages such as SQL, Python, NodeJS, Java, Java Script, etc. are mandatory.
12. Hands on SME experience with Databricks, AWS and/or GCP is an asset.

Experience working:

1. In a data and enterprise architecture environment with a deep understanding of data architecture and patterns for massive scale and interoperability.
2. As a mentor and teacher of new technologies and design patterns across diverse technical groups.
3. In database change management process (DCM) and experience with CI/CD.
4. With Source Control System (SCS) is a must – preferably “Git” source control.
5. Deep understanding of ETL tools.
6. Reporting/Dashboarding tool/s experience.
7. Quick learner with the ability to pick up new ideas and concepts quickly.
8. Top notch problem solving and analytical skills.

Ideally you have experience in banking, e-commerce, credit cards or payment processing and exposure to both SaaS and premises-based architectures. Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact reasonable_accommodation@mastercard.com and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly.

Corporate Security Responsibility

All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:

• Abide by Mastercard’s security policies and practices;
• Ensure the confidentiality and integrity of the information being accessed;
• Report any suspected information security violation or breach, and
• Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.