Personal Lines Underwriter

At Allstate, great things happen when our people work together to protect families and their belongings from life’s uncertainties. For more than 90 years, our innovative drive has kept us a step ahead of our customers’ evolving needs. From advocating for seat belts, air bags, and graduated driving laws to being an industry leader in pricing sophistication, telematics, and, more recently, device and identity protection.

Job Description

The personal line Underwriter provides underwriting support and direction to sales management and their marketing forces for the purpose of improving growth and profit opportunities for new and in-force personal lines of insurance within assigned territories. The personal line Underwriter builds and maintains agency relationships for the common purpose of providing extraordinary customer relationships while profitably growing a multi-line book of business. The Intermediate Underwriter performs in a technical capacity, participates in quality reviews, problem solving, and other discussions, with appropriate input for solution-oriented goals.

Who is Allstate:

Allstate Insurance Company of Canada is a leading home and auto insurer focused on providing its customers prevention and protection products and services for every stage of life. The company is proud to have been named a Best Employer in Canada for nine consecutive years and prioritizes supporting employees and fostering an inclusive, welcoming corporate culture. Allstate is committed to making a positive difference in the communities in which it operates through partnerships with charitable organizations, employee giving, and volunteerism. Serving Canadians since 1953, Allstate strives to provide reassurance with its "You’re in Good Hands" promise.

Through our Employee Value Proposition, Opportunity, Flexibility, Community, Diversity, and Family, we have worked hard to develop and nurture a culture where employees feel valued, experience personal growth, have career options, and truly enjoy the work they do.

Role Designation: Home Based

Benefits to joining Allstate

• Flexible Work Arrangements
• Employee discounts (15% on auto and property insurance, plus many other products and services)
• Good Office program (receive up to 400$ back after purchasing office equipment)
• Student Loan Payment Matching Program for Government Student loans
• Comprehensive Retirement Savings Program with employer matched contributions
• Annual Wellness allowance to support employees with improving health and wellbeing
• Personal reflection day
• Tuition Reimbursement
• Working within the community and giving back!

Key Responsibilities

• File documentation is clear and within Best Practice adopted by the organization.
• Works with team to review policies and procedures.
• Answers difficult inquiries regarding interpretation of policy, procedures, rules, and regulations.
• Effectively communicates additional information needs, analysis process within eligibility guidelines, and decisions.
• Work is within set parameters of quality and production standards, as applicable, and within agreed upon Service Level Agreements and regulations.
• Assesses accuracy of data, considers alternative options, and prepares recommendations on referral files outside of authority.
• Reviews, underwrites, and prepares new business, endorsements, and renewals within guidelines for position.

Experience

• Post-secondary education and completion of CIP designation is preferred.
• 3-5 years of Underwriting experience is preferred.
• Experience in the non-standard auto market as well as experience in a broker office would be an asset.
• Familiarity with Pembridge products and services would be considered an asset.
• Knowledge of the regional insurance market and the broker within the market is considered an asset.
• Strong negotiation skills, customer service skills, and the ability and willingness to learn.
• Ability to collaborate with peers and subordinates to reach goals as well as the ability to work well independently.

Supervisory Responsibilities

• This job does not have supervisory duties.

Education & Experience (in lieu)

• In lieu of the above education requirements, an equivalent combination of education and experience may be considered.

Allstate Canada Group has policies and practices that provide workplace accommodations. If you require accommodation, please let us know and we will work with you to meet your needs.

Joining our team isn’t just a job — it’s an opportunity. One that takes your skills and pushes them to the next level. One that encourages you to challenge the status quo. And one where you can impact the future for the greater good.

You’ll do all this in a flexible environment that embraces connection and belonging. With the recognition of several inclusivity and diversity awards, we’ve proven that Allstate empowers everyone to lead, drive change, and give back where they work and live.

Good Hands. Greater Together.