Mortgage Agent- Salaried + Commission

Job Title: Mortgage Agent

Location: Mortio Financial Corp, Markham, Ontario, L3R 3W5

At Mortio Financial Corp, we understand that our success is a reflection of the amazing people who make up our team. We're a forward-thinking, innovative company focused on delivering exceptional service and results. Our culture is built on collaboration, integrity, and a shared commitment to exceeding client expectations.

Whether you're just getting started professionally or you're an experienced professional looking for a fresh challenge, Mortio is the place to build your career. We provide the support, resources, and freedom to help you grow into the mortgage professional you aspire to be.

Job Summary:

As a Mortgage Agent, you will be responsible for helping clients navigate the mortgage process. This includes assessing their financial needs, providing advice on suitable mortgage products, and facilitating the application process from start to finish. You will work closely with various lenders and financial institutions to ensure that clients secure the best mortgage solutions.

Requirements

Key Responsibilities:

1. Client Consultation: Meet with clients to understand their mortgage needs, financial goals, and eligibility.
2. Mortgage Advice: Provide personalized mortgage advice, including information on loan types, interest rates, terms, and repayment options.
3. Loan Application Support: Assist clients with completing mortgage applications, gathering required documentation, and submitting to lenders for approval.
4. Market Research: Stay up to date with the latest mortgage trends, interest rates, and policies. Keep clients informed of market changes.
5. Lender Relationships: Build and maintain strong relationships with lenders and financial institutions to secure competitive mortgage terms for clients.
6. Pre-Approval Process: Help clients understand the pre-approval process, advising on necessary credit scores and financial documentation.
7. Negotiation: Negotiate terms with lenders on behalf of clients to secure favorable mortgage terms.
8. Documentation: Ensure all necessary paperwork is completed accurately and efficiently, including mortgage applications, contracts, and other required documents.
9. Customer Service: Provide ongoing support to clients throughout the mortgage process and after the transaction is complete.
10. Compliance: Ensure compliance with all regulatory requirements and industry standards.

Qualifications:

1. Education: High school diploma or equivalent (College/University degree preferred).
2. License/Certification: Mortgage Agent License for Ontario is required.
3. Experience: Previous experience in mortgage brokering or real estate sales is an asset.
4. Skills:

• Excellent communication and interpersonal skills.
• Strong problem-solving abilities and attention to detail.
• Knowledge of mortgage products, interest rates, and lending policies.
• Ability to work independently and as part of a team.
• Strong organizational and time-management skills.
• Technical Proficiency: Familiarity with mortgage software and industry tools (e.g., loan calculators, Filogex, CRM systems).

Key Attributes:

• Client-focused and solution-oriented mindset.
• Trustworthy and ethical with a high level of integrity.
• Proactive in client follow-up and business development.
• Self-motivated and driven to achieve sales targets.

Benefits:

• Competitive compensation (base salary + commission).
• Ongoing training and professional development opportunities.
• Flexible work environment.
• Opportunities for career advancement within the brokerage.

Ready to Join Our Team?

If you are prepared to realize your potential and assist clients in achieving their homeownership goals, we invite you to contact us.

Join Mortio Financial Corp and elevate your career.