Head of Financial Planning & Analysis and Capital Management

Head of Financial Planning & Analysis and Capital Management

Friday, March 28, 2025

Questrade Financial Group (QFG), through its companies - Questrade, Inc., Questrade Wealth Management Inc., Community Trust Company, ThinkInsure, Zolo, and Flexiti, provides securities and foreign currency investment, professionally managed investment portfolios, mortgages, insurance, real estate services, financial services and more. Questrade uses cutting-edge technologies to develop innovative products that give customers better, more affordable ways to take control of their money.

We are everything a traditional financial institution is not. At QFG, you will be constantly moving forward, bringing the future of fintech into existence. You will be a part of a collaborative team that cares deeply about our mission and each other. Your team members will help you conquer challenges, push boundaries and discover what you are truly capable of.

This is a place where you can explore, discover and learn with continuous growth. As a diverse and inclusive place to work, with a hybrid working environment you can unleash your creativity and curiosity with no limits. If you share the same sense of infinite possibility, come shape your future at QFG.

What’s in it for you as an employee of QFG?

1. Health & wellbeing resources and programs
2. Paid vacation, personal, and sick days for work-life balance
3. Competitive compensation and benefits packages
4. Work-life balance in a hybrid environment with at least 3 days in office
5. Career growth and development opportunities
6. Opportunities to contribute to community causes
7. Work with diverse team members in an inclusive and collaborative environment

We’re looking for our next Head of FP&A and Capital Management. Could It Be You?

The Head of FP&A and Capital Management partners closely with Community Trust Company (CTC), future Questbank and Questrade executives and management to support business priorities, understand business performance, and propose actions to drive CTC and Questrade performance. This role delivers business value by focusing on:

1. Insightful performance reporting for Executives and Board
2. Driving KPI development and monitoring performance against KPIs
3. Working with Treasury and Capital markets to optimize NIM and funding mix
4. Recommending business enhancements supportive of driving performance
5. Annual planning and ongoing forecasting
6. Stress testing and business case development/review
7. Assessing business opportunities and risks
8. Monitoring and managing capital, including the ICAAP
9. Managing business relationships within CTC and across Questrade

In this role, responsibilities include but are not limited to:

1. Lead and manage a team of skilled and specialized staff, driving change and improvement across people, process, and technology.
2. Developing and maintaining finance-business partnerships across the Questrade Journey’s, within Community Trust Company and with Questrade Finance is key. This role disseminates broader Questrade strategies into CTC (and future Questbank) views, ensuring the requirements of a regulated FRFI are met when aligning with Questrade strategic priorities.
3. Build and cultivate a skilled and engaged team through hiring top-tier talent, providing comprehensive training and mentorship, and fostering a positive and collaborative work environment that promotes professional growth and long-term retention.
4. Establishing and maintaining strong working relationships across CTC and Questrade.
5. Own and manage financial and performance reporting for CTC and Questbank:
6. Develop a deep understanding of business performance.
7. Share insights and engage with management to suggest actions and drive performance.
8. Plan, direct, and manage regular and ad hoc reporting and the financial analysis function for CTC and Questbank.
9. Manage the forward-looking perspective of business performance and capital adequacy:
10. Develop rolling forecasts and scenarios.
11. Propose opportunities for improvement and actions.
12. Assist in the development, monitoring, and reporting for business cases within CTC and Questbank:
13. Prepare materials for approval by the Board and OSFI, as required.
14. Manage the annual budget and 5-year financial and capital plans for CTC (in partnership with Questrade, treasury, and risk).
15. Assist in creating the annual strategic business plans for CTC and Questbank.
16. Improve, develop, and maintain financial models, while increasing controls, validation, and documentation:
17. Work with Questrade finance to improve consolidated financial models.
18. Manage the ICAAP and stress testing and perform regular sensitivity analysis; support risk and treasury.
19. Collaborate with CTC’s second line to develop stress testing and sensitivities in support of ICAAP and LCFP, including new requirements.
20. Collaborate with CTC’s Accounting and Reporting team to interpret regulatory reporting, including capital requirements.
21. Partner with Questrade finance and CTC accounting leadership to drive finance modernization projects.
22. Participate as a Subject Matter Expert (SME) in cross-enterprise projects and product launches.

So are YOU our next Head of FP&A and Capital Management? You are if you…

1. Have a Bachelor's degree in Finance, Economics, Accounting, or a closely related business field.
2. Hold Chartered Financial Analyst (CFA) or Certified Public Accountant (CPA) designations. Demonstrated equivalent expertise through extensive, directly relevant experience in Deposit-Taking Institution (DTI) financial analysis may be considered.
3. Have expert-level proficiency in developing and utilizing financial models tailored for Deposit-Taking Institutions (DTIs), including advanced data structuring, manipulation, and reporting using industry-standard tools.
4. Have exceptional communication skills, with the proven ability to present complex financial analyses and strategic recommendations to executive leadership and board members in a clear, concise, and persuasive manner.
5. Have strong organization and multitasking skills, and the ability to work with a high degree of accountability and initiative.
6. Have demonstrated ability to translate intricate technical, analytical, and conceptual financial information into easily understandable formats for diverse audiences, both technical and non-technical.
7. Have a minimum of 10 years of progressive experience within regulated financial services, with at least 5 years specifically within a Deposit-Taking Institution (DTI) environment.
8. Have a minimum of 5 years of demonstrated experience leading and developing high-performing teams of financial professionals in through-the-cycle Financial Planning & Analysis (FP&A) or Strategic Analysis roles within a DTI.
9. Have a deep expertise in Internal Capital Adequacy Assessment Process (ICAAP), capital requirements, and other relevant regulatory frameworks applicable to Deposit-Taking Institutions (DTIs).

Sounds like you? Click below to apply!

At Questrade Financial Group of Companies, with multiple office locations around the world, we are committed to fostering a diverse, inclusive and accessible work environment. This is an environment where individuals are treated with dignity and respect. Here, the unique skills and experience you bring will be valued. You will be supported and motivated, so that you can harness your unlimited potential. Our team reflects the diversity of the communities we serve and operate in. Having a collaborative and diverse team helps us push boundaries to bring the future of fintech into existence—not only for the benefit of our customers, but for those who build their career with us.

Candidates selected for an interview will be contacted directly. If you require accommodation during the recruitment/selection process, please let us know and we will work with you to meet your needs.