Head of Accident & Health, Canada

Title: Head of Accident & Health, Canada

Company: Everest Insurance Company Of Canada

Job Category: Underwriting

Job Description:

Everest Group, Ltd. (Everest), is a leading global reinsurance and insurance provider, operating for nearly 50 years through subsidiaries in North America, Latin America, the UK & Ireland, Continental Europe and Asia Pacific regions. Throughout our history, Everest has maintained its discipline and focuses on creating long-term value through underwriting excellence and strong risk and capital management. Our strengths include extensive product and distribution capabilities, a strong balance sheet, and an innovative culture. Our most critical asset is our people. We offer dynamic training & professional development to our employees, generous tuition/continuing education reimbursement programs, mentoring opportunities, flexible work arrangements, and Colleague Resource Groups.

Role Purpose:

We are seeking a dynamic and entrepreneurial professional to lead the development of an Accident & Health (A&H) business in Canada. This exciting role involves building a robust A&H portfolio, including:

1. Developing a suite of innovative A&H products.
2. Growing and managing a profitable book of business.
3. Establishing and leading a team of skilled underwriters.

Product offerings may include Group Travel (corporate and other group travel) as well as various non-corporate Group Accident products. Examples include K-12 Student Insurance, Amateur & Youth Sports coverage, Volunteer Insurance, and Day Care & Camp coverage, among other participant accident and sickness insurance tailored for the Canadian market.

The role involves driving new business growth by building and maintaining strong relationships with retail brokers and agents and supporting the underwriting referral process with our Managing General Underwriting partners.

We’re seeking an individual with an entrepreneurial spirit who thrives in dynamic, fast-paced environments. This position presents a unique opportunity to shape the A&H business landscape in Canada, leveraging the support of the U.S. A&H division. You will lead efforts to diversify distribution channels, strengthen product offerings, and cultivate strategic partnerships. Your contributions will be pivotal in driving shareholder value and expanding the company's presence in the A&H market.

Key Responsibilities

1. Develop and execute the Canadian A&H business plan.
2. Develop and underwrite New and Renewal Business Travel Accident, Out of Country Medical, Mandatory AD&D and Voluntary AD&D, and other Group Blanket/Participant Accident products (K-12 Student Accident, Amateur/Youth Sports, Volunteers, Day Care/Camps, and other related participant accident groups).
3. Underwriting duties will include developing and negotiating price, coverage, terms and conditions for all new business and renewals.
4. Collaborate with the National Distribution Team to achieve new business goals.
5. Develop and foster strong relationships with distribution partners and other internal Everest stakeholders.
6. Provide excellent customer centric service to brokers through consistent, timely, and proactive and self-motivated approach.
7. Work closely with Home Office/Corporate Underwriting, actuarial, product development, claims and legal teams.
8. Ensure knowledge of and compliance with key regulatory, conduct and risk management responsibilities and ensure contract certainty on cases managed.
9. Take personal responsibility for career development and pro-actively keep up to date with industry and business issues and changes.

Candidate Profile

1. Minimum 15+ years of A&H underwriting and business development experience.
2. Proven track record of writing and managing Group (Corporate and Participant Accident). Working knowledge of Individual Personal Accident & Supplemental Health products a plus.
3. Strong technical/rating acumen in Accident insurance product space.
4. Strong commercial skills with the ability to handle multiple priorities, organize work and meet deadlines.
5. Excellent interpersonal communication skills, both written and oral.
6. Customer and sales focused with a good understanding of the local and/or regional A&H market.
7. Possess Microsoft Excel, Word and Power Point skills.
8. Willingness to travel – 10% - 25%, or as otherwise needed.

Our Culture

At Everest, our purpose is to provide the world with protection. We help clients and businesses thrive, fuel global economies, and create sustainable value for our colleagues, shareholders and the communities that we serve. We also pride ourselves on having a unique and inclusive culture which is driven by a unified set of values and behaviors.

Our Values are the guiding principles that inform our decisions, actions and behaviors. They are an expression of our culture and an integral part of how we work: Talent. Thoughtful assumption of risk. Execution. Efficiency. Humility. Leadership. Collaboration. Diversity, Equity and Inclusion.

Our Colleague Behaviors define how we operate and interact with each other no matter our location, level or function: Respect everyone. Pursue better. Lead by example. Own our outcomes. Win together.

All colleagues are held accountable to upholding and supporting our values and behaviors across the company. This includes day to day interactions with fellow colleagues, and the global communities we serve.

#LI-Hybrid

Type: Regular

Time Type: Full time

Primary Location: Toronto - Insurance Canada

Additional Locations: Everest Canada. Privacy Notice | Everest (everestglobal.com)