Financing Specialist, Commercial Financial Services

Job Summary

Job Description

What is the opportunity?

As a Financing Specialist, you are the credit expert within high performing commercial banking Client Relationship Teams. You engage directly with clients and contribute to an exceptional client experience by being a trusted strategic advisor who provides superior business, financial and credit advice, and support portfolio management. You partner with Relationship Managers, Commercial Financial Services, in credit discovery and advice leading to issuance of discussion papers and bringing new borrowing clients to RBC.

What will you do?

• Leverage deep client discovery and financial analysis skills to meet client expectations for credit requests and completion of annual reviews.
• Provide quality business analysis and credit advice through presentation options that clearly articulate advantages and benefits to the client.
• Demonstrate RBC’s capability to provide creative financial solutions in a timely manner and deliver credit solutions that meet or exceed needs.
• Demonstrate a commitment to teamwork and collaboration by sharing best practices learned and assisting colleagues to meet the needs of all clients.
• Exercise due diligence in recommending credit applications, working in collaboration with Credit Adjudicators, especially in supporting risk processes and guidelines.

What do you need to succeed?

Must-have

• University degree, ideally in commerce, business administration, or equivalent experience - MBA, CPA, CFA would be interesting assets.
• Proven understanding of financial, risk and credit analysis/structuring in support of exceptional client relationship management.
• Strong organizational skills, ability to manage multiple tasks while meeting time sensitive deadlines.
• Strong interpersonal, negotiation, and communication skills and client centricity.
• Experience with emerging resources, communications and technology (i.e., online data resources, web based meetings, social media, digital banking, and mobile applications).
• Bilingualism (English and French) required, as you will regularly serve our clients with English and French-speaking needs.

Nice-to-have

• Strong presentation skills.
• Minimum post-secondary diploma/degree, ideally in Commerce, Business Administration or related experience.
• Specialized industry expertise in a past role (e.g. real estate, healthcare, agriculture etc.).
• Chartered Professional Accountant designation (CPA) or Chartered Financial Analyst (CFA).

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• A comprehensive Total Rewards Program including performance based bonuses, flexible benefits and competitive compensation.
• Leaders who support your development through coaching and managing opportunities.
• Work in a dynamic, collaborative, progressive, and high-performing team.
• A unique opportunity for personal and professional growth.

Job Skills

Adaptability, Business Development, Client Centricity, Communication, Critical Thinking, Curiosity, Financial Acumen, Practice Management.

Additional Job Details

Address: 3900 BOUL DE LA CÔTE VERTU:MONTRÉAL

City: MONTRÉAL

Country: Canada

Work hours/week: 37.5

Employment Type: Full time

Platform: PERSONAL & COMMERCIAL BANKING

Job Type: Regular

Pay Type: Salaried

Posted Date: 2025-03-28

Application Deadline: 2025-04-11

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above.

Inclusion and Equal Opportunity Employment

At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

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Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com.