Financial Crime Risk Specialist

Work Location: Toronto, Ontario, Canada

Hours: 37.5

Line of Business: Financial Crime Risk Management

Pay Details: $91,200 - $136,800 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD.

As a candidate, you are encouraged to ask compensation-related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description

At TD Global Anti-Money Laundering, we're committed to detecting and deterring anyone from using TD products or services for money laundering and terrorist financing activity. Our dedication is upheld and deployed through four key team functions – Policy, Testing, Advisory, and Operations – that together build our Global Anti-Money Laundering (GAML) Program and professional community.

Anti-Money Laundering (AML) Road to Strong (RTS) Team

The RTS team develops, articulates, and documents the strategy to implement the Target Operating Model (TOM). The RTS team leads the Enterprise RTS Program for Canada and TDS and is accountable for the end-to-end product roadmap.

The RTS Governance Team:

1. Establishes the process, inputs, and sequencing for the challenge committee.
2. Develops and owns the requirements for the oversight of AML/sanctions by first line governance & control functions contained within the Bank's 1B Mandate.
3. Accountable for chapter 1 – Governance deliverables under the Enterprise RTS Program.
4. Leads on the implementation of the newly developed Target Operating Model in Canada and TDS.
5. Builds and maintains standardized and transparent monitoring across the Enterprise RTS Program with appropriate KPIs, KRI, and comprehensive reporting.
6. Drives agile delivery of the project.
7. Partners with relevant SMEs and external consultants to implement the recommended action plans within appropriate timelines.

The AML Financial Crime Risk Specialist – Road to Strong Governance will:

1. Support a high-performing team on delivery of AML compliance programs and culture.
2. Support the AVP and Senior Managers in Chapter 1 on the execution of key deliverables within Chapter 1 of the Enterprise RTS Program, focusing on defining the Quality Control Standards for managing AML risks and supporting the LoB in implementing the Quality Control Standards.
3. Support the implementation of the TOM.
4. Work closely with the US team to ensure alignment across Enterprise and US Program.
5. Manage interdependencies between Chapter 1 and other Chapters.
6. Provide strategic direction on a broad and diverse range of complex AML/Sanctions/ABAC program activities.
7. Contribute to the development and implementation of AML Compliance programs related to all aspects of AML and ATF laws.
8. Meet with business partners and leaders to determine AML strategies and direct the compliance culture.
9. Provide insight, guidance, and recommendations on AML subject matter, regulatory, and industry issues.
10. Keep current on emerging issues, trends, and evolving regulatory requirements and assess potential impacts.
11. Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite.
12. Share knowledge, information, skills, and subject matter expertise among the team.
13. Support an environment where the team freely escalates business challenges.
14. Manage and prioritize multiple projects at a given time.
15. Act as point of contact for the team for resolution and provides direction to resolve issues or escalate.
16. Generate reports to executive management.

Job Requirements Other Qualifications/Skills/Experience:

1. Undergraduate degree required.
2. 7+ years of relevant AML experience.
3. Proven background in risk management, particularly in understanding the development of and implementation of risk initiatives.
4. Proven background in using influencing skills and being comfortable with raising strategic ideas for change.
5. Proven leadership skills, demonstrating the ability to act as a catalyst for change.
6. Previous experience developing and executing strategies and delivering superior results in both the short and long term.
7. Proven ability to leverage deep subject matter expertise to align teams to a central vision.
8. Strong collaborator who engages colleagues, business partners, external stakeholders, and employees.
9. Strong presentation and facilitation skills.
10. Skillful communication (written and verbal), negotiation, and partnership skills.
11. Robust organizational skills with the ability to work in a fast-paced environment and manage multiple deadlines and priorities.
12. Excellent analytical skills in assessing risk, issues, and challenging the status quo.
13. Comfortable navigating a space that is not well defined, ambiguous, and complex at times.

Who We Are

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States, and around the world.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals.

Additional Information

We’re delighted that you’re considering building a career with TD.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed.

Training & Onboarding

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process

We’ll reach out to candidates of interest to schedule an interview.

Accommodation

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