Valuation Expert

A career as a valuation expert in the Information Technology & Operations team at National Bank means participating in the transformation to have a direct impact on the client. Being an Operations Appraisal Expert means protecting the Bank's interests, analyzing complex real estate loan applications, and interpreting the information gathered in order to make recommendations. This newly created position is responsible for serving the Corporate sector. It also means having the opportunity to learn and grow within a team that values customer satisfaction, performance, collaboration and innovation.

Your job

• Review valuation reports of commercial real estate, critique assumptions and conclusions, validate compliance with risk appetite and applicable policies and standards, and provide a recommendation to various stakeholders on the valuation and quality of the underlying collateral.
• Develop and deliver presentations and training in your field of expertise and act as an expert resource for the development of real estate valuation skills.
• Ensure a periodic control and review of the various internal resources used when subscribing to a real estate financing file.
• Evaluate the quality of inputs for evaluation reports made by our third parties and establish findings.
• Support units in terms of evaluations (collection, security, etc.).
• Support and influence the different areas of the Bank, assist them in the interpretation of information and offer professional support.
• Advise and guide partners and regional directors on the interpretation and application of the Bank's policies, standards and procedures.
• Participate in the training of the sales force.

Your team

Within the Personal Finance Operations sector, you are part of a team of 14 colleagues and report to the Senior Manager, Credit Origination. Our team stands out for its more precise expertise in the field of specific financing for mortgage products, personal loans and lines of credit, appraisal and EQI. Join a community of experts with great synergy and participate in stimulating projects across the country.

Prerequisite

• Industry-related bachelor's degree and five years of relevant experience OR Industry-related master's degree and three years of relevant experience.
• Hold the AACI (Accredited Appraiser Canadian Institute) or É.A. (Ordre des Évaluateurs agréés du Québec) designation.
• Two years of relevant experience in real estate appraisal.
• Good synthesis ability.
• Excellent analytical skills.
• Good knowledge of the Canadian real estate market (Quebec and Outside Quebec).
• Interpersonal and negotiation skills.
• Communication and knowledge transfer skills.

Languages

Reason to require this language: you will need to work closely with our colleagues outside Quebec.

Skills

Coaching, Commercial Lending, Communication, Credit Analysis, Credit Risk, Funding, Home Equity Lines of Credit, Influence others, Initiative, Learning Agility, Lending Products, Negotiation, Real Estate Appraisal, Resiliency, Teamwork.

In addition to competitive compensation, upon hiring you’ll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family.

• Health and wellness program, including many options.
• Employee Share Ownership Plan.
• Employee and Family Assistance Program.
• Preferential banking services.
• Opportunities to get involved in community initiatives.
• Virtual sleep clinic.

These are a few of the benefits available to you. We have an offer that keeps up with trends as well as your needs and those of your family.

Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We actively listen to employees’ ideas. Whether through our surveys or programs, regular feedback and ongoing communication is encouraged.

We're putting people first

We're a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on peoples' lives. Our core values of partnership, agility, and empowerment inspire us, and inclusivity is central to our commitments. We offer a barrier-free workplace that is accessible to all employees.

We want our recruitment process to be fully accessible. If you require accommodation, feel free to let us know during your first conversations with us. We welcome all candidates! What can you bring to our team?

For an environment that supports your career path

There are many varied opportunities for you to progress and develop, and move ahead in your career. This includes on-the-job learning and training, co-development and pairing with other employees, professional support and mentoring, internal career days or discussion forums with our leaders.

For an inclusive and diverse environment

We foster inclusion in an environment where each person’s unique qualities, whether visible or invisible, are celebrated and valued. We welcome all candidates! What can you bring to our team?