MORTGAGE UNDERWRITERS: Quebec

MORTGAGE UNDERWRITERS
POSITIONS AVAILABILE ACROSS QUEBEC

OVERVIEW

Canada Guaranty is currently seeking Mortgage Underwriters to fill positions that support our partners throughout Quebec. The ideal candidate must have effective communication and problem-solving skills, along with a passion for delivering superior customer service. This position involves the adjudication of mortgage default insurance loans within the parameters of Canada Guaranty’s underwriting guidelines and established service standards.

At Canada Guaranty, our performance-driven culture is built on successful teamwork. If you are a proven team player with a track record of strong performance, we want to hear from you!

KEY RESPONSIBILITIES

• Underwrite mortgage insurance loans, exercising appropriate judgment and authority in interpreting the company’s credit risk policy. Escalate any exceptions or high-risk files with recommendations to Management.
• Underwrite mortgage loans within parameters of the established client service level agreements.
• Demonstrate superior customer service skills through telephone and electronic communication with mortgage and lending customers.
• Effectively negotiate and resolve customer conflicts while adhering to the company’s risk management objectives.
• Assist in developing and building strategic lender relationships and inform management of any business trends that may impact customer relationships.
• Adhere to the company’s expectations of underwriter productivity, quality, and data integrity.
• Perform other duties and assist with special projects to support underwriting and other operational functions within the Underwriting Centre, as required.

KEY COMPETENCIES

• Fluency in both written and spoken English and French is required for positions in Quebec.
• Experience reviewing tax returns and financial statements.
• Experience reviewing real estate appraisals.
• Strong communication and problem-solving skills.
• Effective analytical skills with attention to detail.
• Proficiency with, and adaptability to, various underwriting system applications.
• Ability to work within a fast-paced and time-sensitive environment.
• Superior customer service skills.
• Ability to work effectively within a team.

EDUCATION, EXPERIENCE, AND REQUIREMENTS

• College Diploma or University degree preferred.
• 3+ years of loan underwriting experience with a strong background in credit analysis. (NOTE: Less experience will be considered for junior positions on a case-by-case basis.)
• Able to undergo and pass background testing (including but not limited to a criminal background check and credit check) as a condition of employment hire and every five (5) years as a condition of continued employment.

Canada Guaranty is committed to fostering an inclusive, accessible environment where all employees feel valued and supported. We are committed to building a workforce that is representative of the communities we operate in and serve. If you require accommodation for the recruitment/interview process due to a disability (which may be invisible or visible, temporary or permanent), please let us know and we will work with you to meet your needs.

Please Note: We appreciate your interest in this position; however, only candidates selected for an interview will be contacted.