Credit Analyst

At Equitable, we realize that your work life is not just about performing a job; it's about being part of a workplace that helps you grow and reach your full potential. Within our friendly and collaborative work environment, we recognize that the key to our growth and success is a dedicated, motivated and client-responsive staff. Join Equitable today.

Position Title: Credit Analyst
Reports to: AVP, Capital Markets
Department: Investments
Term: Temporary Full-Time – Twelve (12) Month Contract

Work Arrangements: This is a hybrid role. You will work in our office in Waterloo, ON a minimum of two (2) assigned, consecutive days every other week, plus a fifth (5th) assigned day per month. You are welcome to work from the office more than the minimum requirement and there may be some roles that are required to work in our office more than the minimum requirement.

The Opportunity: Equitable is looking for a Public Credit Analyst to join our Investments division who is passionate about Capital Markets and Investments and has investment analysis experience, with proven experience preparing reports. Equitable is a team-based culture! We want people who aren’t afraid to express their own opinions, who value other perspectives, who enjoy achieving success through collaboration, and who have an interest in developing tools that allow us to work smarter and make better decisions for our portfolios.

What you will be doing:

1. Prepare reports that includes company, industry, and financial analysis to evaluate credit quality of potential investments for senior management’s consideration.
2. On an ongoing basis, track earnings, corporate developments, credit ratings, and industry trends to evaluate credit quality and valuation of portfolio securities.
3. Obtain insights and feedback from management and rating agencies to assess a rating agency’s risk rating on portfolio holdings.
4. Generate relative value trade ideas and execute trades (buying and selling of securities) within policy limits and trading authority.

What you will bring:

1. Undergraduate or Master’s degree in Business, Economics, Commerce, Finance, Accounting, or Math.
2. 1 to 2 years of investment experience with a focus on credit analysis, knowledge of finance, accounting, and investments.
3. Working towards obtaining a professional designation (e.g. CPA, CFA, CIM).
4. Excellent command of MS Excel (knowledge of VBA and other programming languages is an asset).
5. Strong interpersonal skills.
6. Strong written and verbal communication skills with the ability to concisely relay information.
7. Self-starter with demonstrated capability to work independently and within a broader team.

What’s in it for you:

1. A healthy work-life balance with employee wellness top of mind.
2. We value open, honest communication between team members, challenging each other to continually improve.
3. Employee resource groups that support an inclusive work environment.
4. An onsite full-service cafeteria with a variety of daily options.
5. Regular EQ Together events focused on company togetherness and collaboration.

As part of the recruitment/offer process you will be required to:

1. Provide two professional references (minimum one supervisor and above).

To learn more about Equitable, we encourage you to explore our organization. At Equitable, we are committed to providing equal access to employment opportunities across our organization. Please contact our HR team at careers@equitable.ca if you would like to receive our job postings in an alternative format or require an accommodation with the application process.