Credit Analyst

The Credit Analyst is responsible for Credit Management, Customer Master Management, Bad AR Monitoring, and AR Support.

PRINCIPAL RESPONSIBILITIES:
Credit

1. Support corporate credit policy and procedures;
2. Execute periodic credit reviews of customer’s accounts based on overall creditworthiness assessment & provide credit recommendation;
3. Timely access creditworthiness of existing and/or new customer by evaluating applications, financial transactions and credit/payment history;
4. Manage the credit limit from insurer, prepayment/ Letter of Credit from customer to support customer credit limits and promptly communicate with related parties;
5. Review and assess credit and financial conditions of customers on a regular basis;
6. Monitor AR Aging to minimize company’s exposure to bad debt and report & file the claim to insurance in a timely manner;
7. Monitor violation of credit policies or any changes in financial stability, payment term, legal name/ownership and re-evaluate credit terms accordingly;
8. Maintain strong relationship with stakeholders to communicate credit decisions.

Customer Master Management

1. Accurate new customer information registration;
2. Enter, updates and retrieve information for credit applications;
3. Conduct a regular inspection to clean up the unnecessary customer code;
4. Regular Annual agreements review and reconciliation;
5. Reconcile payment terms on regular basis.

KNOWLEDGE, SKILLS & ABILITIES

1. Bachelor’s Degree in finance, Business, or Accounting & 1-3 years’ experience;
2. Proficiency reading / interpreting financial statements for the purpose of underwriting credit;
3. Excellent oral and written communication skills;
4. Experience working in a fast-paced environment, strong ability to multitask, Detail oriented and well organized;
5. Ability to work independently, but also collaboratively in a team;
6. Maintain high degree of confidentiality and professionalism;
7. Must be proficient with Word, Excel, PowerPoint.

Note: This job description is not intended to be all-inclusive. Employee may perform other related duties as negotiated to meet the ongoing needs of the organization.

Conditions of Employment:

1. It is the candidate’s sole responsibility to obtain any work permits/visas or other authorizations which may be required to legally work in Canada prior to commencing employment.

Equal Opportunity Employer:
LG Electronics Canada, Inc. is strongly committed to diversity and inclusion and aims to create a healthy, accessible and rewarding work environment which highlights employees’ unique contributions to our company’s success. As an equal opportunity employer, we welcome applications from all to help us build a diverse workforce which reflects the diversity of our customers, and communities in which we live and serve. LG Electronics Canada, Inc., will provide accommodations throughout the recruitment, selection and/or assessment process to applicants with disabilities. If selected to participate in the recruitment, selection and/or assessment process, please inform LG’s Human Resources staff of the nature of any accommodation(s) that you may require in respect of any materials or processes.
LG Electronics Canada, Inc. thanks all candidates for their interest; however, only those selected to continue in the process will be contacted.