Consumer Credit Risk Reporting and Analytics Specialist

Consumer Credit Risk Reporting and Analytics Specialist

Apply locations Toronto, ON, CAN time type Full time posted on Posted 3 Days Ago job requisition id R240031590

Application Deadline: 02/27/2025

Address: 33 Dundas Street West

Job Family Group: Data Analytics & Reporting

Key Accountabilities

Supports the execution of accurate and efficient reporting solutions for risk, regulatory and management information to internal and external stakeholders including regulatory bodies. Supports an efficient and effective risk management function which uses common information sources and practices, reduces ongoing costs, increases service level performance, and minimizes risk.

• Designs, develops, and implements Canadian consumer credit risk reporting solutions by using Power BI and SAS to meet management and regulatory reporting requirements.
• Participates in the design, implementation, and management of core business processes to ensure the accuracy of risk data used in reporting. Provides advice to assigned business/group on implementation of analytical and reporting solutions.
• Executes work to deliver timely, accurate, and efficient service for scheduled reporting production processes.
• Research existing or emerging requirements & related best practices to assist and develops recommendations for changes/enhancements.
• Analyzes data and highlights significant information including variances, trends, opportunities, and exposures; escalates as required.
• Support audit, conduct process and program documentation and review.
• Support the maintenance of the risk reporting framework.
• Ensures strong governance and effective controls across risk reporting activities and information in accordance with enterprise standards. Support report accuracy and completeness assessment.
• Coordinates the management of databases; ensures alignment and integration of data in adherence with data governance standards.
• Represents the risk reporting function during internal/external regulatory audits and/or examinations. Provides information and supports the process for internal and external audits.
• Supports the interpretation of internal and external policies and regulatory requirements relevant to the analytics and reporting mandate e.g. regulatory reporting.
• Supports the maintenance of operational procedures and processes related to analytical and reporting processes.
• Supports the development of tools and delivery of training focused on awareness and understanding of key data elements used in risk reporting.
• Builds effective relationships with internal/external stakeholders.
• Works independently and regularly handles non-routine situations.

Knowledge and Skills

• 3-5 years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience.
• Advanced skill in Power BI reporting (must have).
• Advanced experience in SAS and SQL (must have).
• Knowledge in credit risk management (strong).
• Strong in documentation, presentation, and communication.
• In-depth knowledge of reporting & analytics concepts and applications.
• Deep knowledge and technical proficiency gained through extensive education and business experience.
• Collaboration & team skills - In-depth.
• Analytical and problem-solving skills - In-depth.
• Influence skills - In-depth.
• Data driven decision making - In-depth.

Salary: $68,000.00 - $126,000.00

Pay Type: Salaried

The above represents BMO Financial Group’s pay range and type.

BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans.

About Us

At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities, and our people.